Best Credit Score Repair Services

Based on 5,831 reviews
Location
Brand
Rating

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Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 

Find Out Why Your Finance Was Declined. Explore Your Options. ACL: 392319

Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 Summary
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bbabu87h
  Verified

Credit Repair Australia remains unmatched! Coming back to them a second time in 15 years, their standard of excellence hasn't changed a bit. Maria… Read more

and Kevin went above and beyond, treating my case with true personal care and achieving the ultimate outcome. Outstanding service as always—keep up the great work!

Australian Credit Solutions

Australian Credit Solutions 🏆 2026

5.0 Summary
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Madeline2 posts
 

I highly recommend Credit Solutions for reinstating my credit report, special thanks to Angie and Sheena for all their hard work on making this happen. Show details

Clear Credit Solutions

Clear Credit Solutions

4.9 Summary
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Tayla
 

I had two defaults on my credit file, one from Optus and another from an energy account, and they were getting in the way of me moving forward with… Read more

finance. Clear Credit Solutions were so easy to deal with and never made me feel embarrassed or judged about my situation. They took care of everything and managed to get both defaults removed, which was such a relief. If you have an Optus default, energy default or bad credit affecting your chances of getting finance, definitely give Clear Credit Solutions a call. So happy with the result!

Debt Negotiators

Debt Negotiators

4.9 Summary
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Kyra NSW4 posts
  Verified

I honestly can’t thank Debt Negotiators enough for the help and support they’ve given me. Especially MARIA & NICK ❤️They made what was an incredibly… Read more

stressful financial situation feel manageable and treated me with kindness and understanding throughout the whole process. They were able to have several debts waived, waived the remaining application fee, and arranged a six-month moratorium on other debts to give me some breathing room. Communication was clear, supportive and never judgmental. I’m extremely grateful for everything they’ve done and would absolutely recommend them to anyone struggling financially and needing help to get back on track. It was more to me than then just a company helping it was very personal and the way these gorgeous humans helped me I can not describe in words!!! Forever grateful ❤️

Fix Bad Credit

Fix Bad Credit

5.0 Summary
Duc Huy T.
  Fair Incentive Verified

I have been engaged with consultant and my bad credit record was removed in 2 weeks which was surprising me and I felt excited for his services. Show details

Velestian
 

The financial realms of mortals are so often governed by invisible, bureaucratic weavers who wrap honourable names in tangled webs of red tape and… Read more

petty error. They create illusions of permanence out of mere paper and ink. Yet, even the most intricate spells of debt and default are no match for true strategic brilliance.

Enter Kylie Myers and the formidable tacticians at Australian Credit Savers.

With surgical precision and her own unrivalled mastery over the administrative labyrinth, Kylie has dispelled three separate default listings that once cast dark shadows across my financial record. Where lesser minds saw impenetrable barriers, as she recognised the mere illusions that were waiting to be shattered.

As the last remaining steward of my bloodline, the sacred duty falls upon my shoulders alone to forge a realm of stability and secure an enduring legacy for my family. Kylie and her team have proven to be essential allies in this grand endeavour, through untangling the chains that sought to bind my path.

I wait with sharp anticipation for the moment the final threads of my file are cleansed and my record stands entirely restored to its honest merit. To anyone ensnared by the gatekeepers of credit: do not despair for Australian Credit Savers is here. They do not merely mend ledgers—they rewrite destiny for all stories are forgotten truths until one encounters their own remembrance.

With Gratitude & Greatest Respects, ☥ iAM Velestri

Syed
 

Where do I start? Absolute legends for helping me through the process. Colleen and the team made sure everything went smoothly and made the whole process less stressful. A very happy customer ⭐️ Show details

GetCreditScore

GetCreditScore

3.3 Summary
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Jac14 posts
 

Scam Website Collects Your Personal Data – DOES NOT WORK DO NOT USE - IT’S A SCAM WEBSITE I searched for an authentic “credit check” business name and ended up on GetCreditScore. The sign… Read more

up/log in process worked but it said my driver’s licence detail was wrong so I had to put in my Medicare card details and it also said this didn’t work. I started to worry. I clicked <submit> and the webpage kept flashing and then said it was not working. I concluded this website is a scam to collect YOUR personal details. I have input too much personal information about me. The Australian government should ban this business and only list authentic credit score businesses.

ClearScore Australia

ClearScore Australia

3.0 Summary
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AnonNSW45 posts
 

Do not go with anything that ClearScore recommends as far as a lender. All the lenders that are recommended via ClearScore constantly shut you down… Read more

hence further ruining your credit score even further. It actually works quite the contrary to what they advertise. It’s just a scam. Clear score most likely get some form of compensation from recommending these lenders who sent you through the wringer then reject you. There should be some platform that should conduct a review on the behaviour, and I will be seeking answers.

Siba K.
 

We honestly can’t thank Hailey enough. Since I was struggled to find someone who truly understood my situation and could help me. From day one,… Read more

Hailey has gone above and beyond. Her knowledge, support and communication have been amazing, and she has stopped at nothing to help me every step of the way. Nothing has ever been too much trouble, and I am so grateful for everything she’s done for me.

I wouldn’t hesitate to recommend credit rapport experts Australia to anyone looking for help.

Credit Check

Credit Check

5.0 Summary
Jack WA3 posts
 

Highly recommend! Best in the industry! – Was referred to Richard from big tick credit repair through my father, I previously spent a small fortune through “credit repair Australia “(another… Read more

company) trying to repair my file which I had no success with!

Richard from big tick credit repair set out to fix my credit score like his own and he got the job done in a timely manner! I really wish I had known of big tick credit repair from the start!

Highly recommend to anyone who’s looking to fix there credit score/report. He responds almost instantly and keeps in regular contact through out the whole process. With awesome results!

Credit Simple

Credit Simple

2.4 Summary
Tony8029VIC168 posts
  Verified

Believe the reviews, these guys are the worst – I was "invited" to apply for a loan which according to the offer I was entitled to based on my credit score via "Credit Simple". So I applied and… Read more

was knocked back - thats fine.

What I didnt expect is for 200 points to be wiped off my credit score for the privilege.

I would warn ANYONE against applying for finance that is referred by Credit Simple unless you are 100% of getting approved.

I have been working to improve my file over the past year or so and these guys destroyed it in 10 minutes.

Credit Savvy

Credit Savvy

3.1 Summary
Gartam24 posts
 

They receive their info from experian. They are a joke. They say that I have nothing but I have a credit card and loan. Them and commonwealth bank… Read more

have been accessing my file twice a month for years. So changing banks and closed my credit savy account.

We Fix Credit

We Fix Credit

5.0 Summary
Gökhan E.3 posts
 

They removed my default and credit score gone up – We Fix Credit helped me with removing a silly default of mine as they promised and my credit score gone up since the removal. They also advised as to how to maintain a high credit score. Big thanks to We Fix Credit Team!

Illion

Illion

1.3 Summary
YsabelleNSW3 posts
 

Worst service ever! Good luck if you manage to get a reply out of this mob. The phone keeps disconnecting - the help desk does not understand… Read more

English or are completely incompetent - the sales reps are never available or on leave - it goes on and on. I have no idea how they manage to stay in business. And to make it worse - every credit report I have purchased from them is missing information - a lot of it.

Equifax

Equifax

1.1 Summary
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Adama S.3 posts
  Verified

It seems like they are grabbing your identity more than trying to provide you information regarding your credit score . You have to enter every… Read more

single card the gouvernement ever provided to you! That a data collection center rather than a credit score checking site ! Avoid it

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Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 

Find Out Why Your Finance Was Declined. Explore Your Options. ACL: 392319