Best Financial Planning Services
ActOn Wealth
Featured review: As a young couple, we were unsure what to do with our savings and were concerned about being able to afford having children and owning a property. Blyth and the team created a 10 year financial plan for us including childcare and maternity leave and future mortgage repayments and gave us options on how to invest our savings to support the life we want to have. We are now closing the deal for our first investment property and we feel like the decision we've made had the best and most complete research backing it up. We've been guided in every step of the process and have had all of the question answered (in multiple occasions). We are very happy with the relationship we have built with the team and hope it will keep growing with time.
PictureWealth
Bronwyn is a wonderful asset to have assisting me with my financial future. She is a wealth of information, options and solid advice. She is also a… Read more
very optimistic and has such a positive, lovely, helpful way of communicating that puts you at ease when discussing some of the most important decisions for your life and future. I would gladly recommend Bronwyn to anyone.
My Online Adviser 🏆 2026
I had a really positive experience. David was friendly, knowledgeable, and got back to me promptly with clear and honest advice. Unfortunately, they… Read more
weren’t able to help me further, but that’s only because my current super is already in a really good position.
I genuinely appreciated the honesty. Instead of trying to sell me something I didn’t need, David took the time to explain everything and gave me the best advice I’ve received about my super. It’s refreshing to deal with a business that puts people first. I highly recommend them to anyone wanting trustworthy financial guidance.
Future Assist Group of Companies
It was a great experiance moving through the process of purchasing our first investment property with the team at Future Assist. Everyone we delt… Read more
with was extremely professional and knowledgeable in explaining ever step of this process. Thankyou for helping us to move closer to our retirement goals.
ActOn Wealth
Matthew has been excellent and very patient in setting up our future retirement funds. His ability to explain and work at our pace has been very appreciated
Veye
Marcus & Eaton are knowledgeable & very respectful in their profession of share advisory. I value & trust their input immensley along with my due… Read more
diligence. It is fabulous to actually be able to talk to Marcus & Eaton by phone. A service that offers individual, personalised education, advise & information is amazing. Thankyou so much Marcus and Eaton. Much appreciated.
CSF Private Wealth
Tess especially as well as everyone I spoke with were very professional to work with and made the experience a pleasure. I would highly recommend the company to anyone.
Kyra Finance
Had a great experience .Very professional, helpful, and responsive throughout the whole process. They made everything easy to understand and kept me updated at every step. Highly recommend!”
True Wealth
Yeral is a very friendly and helpful and easy to work with , being new to all this retirement and pension stuff, we would not hesitate to recommend him and True wealth to anyone. Yours Les Rankin
WealthLine
We’ve been working with Amor for the past 8 months to implement an asset protection plan for our business and develop strategies for long-term wealth… Read more
creation for our family. Throughout the process, Amor has been proactive, knowledgeable, and incredibly thorough. He always takes the time to talk things through and make sure we feel confident in the decisions being made. We’re very happy with the service and look forward to continuing to work together.
Dilleen Property
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Denica was outstanding when dealing with any issues that occurred. I found her Professionalism and patience second to none. If you are not in arrears and live respectable, you won't have any issues if at all with DR Property.
VentureCrowd
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What a huge mistake it was to invest with these pirates. a 4 month investment turned into a 2 and a half year wait, only to then be told they have… Read more
gone into administration, and now from that, to full liquidation. Ponzi scheme operators and complete crooks. they have ruined the retirement plans for dozens and dozens of people that trusted them with their super and their hard earned savings.
My Wealth Solutions
Our experience with Matt and the team has been excellent. Personal attention to our financial needs from a team who cares about us as individuals and the outcomes achieved for us.
Allied Wealth
You're in safe hands with the Allied guys. Proactive advice and insights that gave us confidence in our decisions.
Platinum Accounting & Taxation
Excellent service – Corinne has been so helpful with my taxes over the past few years, especially since mine have been quite complicated. Would definitely recommend her services!
Apex Financial Planning
Absolute horrible experience – all I have received since I joined is a $10000-$15000 loss in my super and now I’m trying to leave I’ve had nothing but problems 100% would not recommend!… RUN!….
RateOne
Absolutely exceptional! – I highly recommend Ida Kalajdzic RateOne Mortgage Broker! Ida is very customer focused, has a strong technical expertise and exceptional attention… Read more
to detail. Ida achieved outstanding results both with refinancing my loan and arranging absolutely magnificent first home loan deal for a close family member. Ida ensured that all process run smoothly without stress, and kept us updated with amazingly clear communication along the way. I look forward to use Ida’s services in the coming years for periodic loan reviews!
Empire Financial Group
I was promised everything from the start and it went down hill really fast. I was passed off to three or four different people after I was told they… Read more
resigned. The service declined further and it took weeks to hear back when I asked any questions or asked for advice. It took over 6 months to set up insurance and after a year and receiving our Statement of Advice, there had been no action. They were very unprofessional when setting up SMSF and held up the whole process. I am sad to say I would definately not recommend them. For us it was a massive loss of money.
Invest Blue
It is discouraging to read of so many good reviews on this site but then have to accept the terrible service we have had from Invest Blue at… Read more
Cooranbong. It all started when I questioned why the monthly advisor fee had to go up 16% when the inflation rate was less than 3% at the time. Newly retired, I can't watch that sort of money leaving my account every month when all we get is an annual 'catch-up' and no communication during the year - not even answers to emails. We decided to stop using the particular advisor (and thus leave Invest Blue) and withdraw our investments from MyNorth. Since then it has been a painful process of having to remind the advisor up to 3 times to answer my emails which have contained questions and sometimes instructions. Excuses have been 'holiday breaks' or 'illness' which are fine but most professionals would set up an autoreply. Answers sometimes come at last and are short and abrupt. The latest email request has gone three weeks with several reminders from me. This time there have been no responses and not even any lame excuses. From the reviews I am sure Invest Blue is generally a good company, but PLEASE don't put yourself through the pain of going to their Cooranbong office.
Tupicoffs
Very thorough with attention to detail. Answered questions very well.
Summit Wealth Services
First Home Buyer, Stress Free Experience – Working with Summit was a fantastic experience! The team was professional, responsive, and truly dedicated to finding the perfect home for us. They… Read more
guided us through every step with expertise and made the whole process smooth and stress-free. Highly recommend them for anyone looking to buy or sell their home!
Pacific Wealth Partners
Had a review done with the team. Guy and Steve were great. Looks like I’ll be in a much better position at retirement with my super. They also helped… Read more
me with some investments as well which I always wanted to get into but just never had done yet. I definitely recommend them.
Intelligent Investor
Great information and analysis on stocks. Often done with good humour and honesty. If you value neutrality or a fair go at both sides of politics,… Read more
I'd avoid the Weekend Briefing. The left leaning and love for our worst ever PM is quite incredible. Alan Kohler does, after all, work for the ABC.
So important for all families! – QSA really helped me sort out my life insurance and income protection which has given me real peace of mind. Hailey was so professional and thorough,… Read more
I had no doubt that our finances were in good hands. I'd highly recommend their services to all my friends and family!
Lime Financial Services
EXCEPTIONAL EXPERTISE – I have employed Andrew at Lime Financial Services for all my new home loan reviews/changes for a very long period of time (3 moves). He is an… Read more
extremely professional, knowledgeable & caring person and I have no hesitation in recommending him to anyone. His expertise is second to none!
Source Accounting Australia
Wonderful professional service from Melbourne accoutant – Review for One Minute Tax. I have a small business and needed help with my annual tax return. This was 6 years ago, and Julie has been helping me… Read more
ever since. My knowledge about tax matters was limited so I needed someone like Julie who understands the whole process. I am very thankful for all her help and I recommend her professional tax services without reservation.
Ventas Capital
Ventas capital have several networks under the direction off two key directors, i was advised to invest $285k of my SMSF by Ventas capital management… Read more
into a firm called Royce Capital which has failed, now taking legal actions to redeem funds , lots of excuses and lies ?
Still nothing !
what can i say... this company charges for a very inadequate cover letter to say why you need them and at the bottom charge some astronomical fee for… Read more
nonsense rhetoric ..then you pay for the investment arm called Walker capital who then dump your hard earned money into...Mason steven investment platform. Scott ,the GM was our adviser and really it was all about him from the day we met him....Scott said " go tell your wife to put her money into a term deposit.."...WOW REALLY..... When I spoke with my brother , he was horrified and advised me at the closed the account immediately. Easier said than done. it took over three months before I could get my money out of this pathetic mob. I opened an account with Australian Super...who made more money in 8 months than the Ellerfield investment group in two and half years .....OH here is another fact about their gross incompetence...they emailed me someone else's portfolio...i admit I was envious!!!. I did advise them of this blunder. Have not heard from them since.
Story Wealth Management
Excellent, professional and well worth the investment for my future – Thank you to Jess Bell at Story Wealth for helping me set up my investment strategies for the future. Jess has been very patient with me when I have… Read more
asked lots of questions and spent time with me running through the different investments to ensure I have a understanding of my portfolio. I feel very safe in the hands of Story Wealth and know that at any time, I can pick up the phone and get assistance with my investments. I highly recommend Jess, Anne and the team to anyone needing to plan for the future.
Not every loan fits a standard package. Financio took the time to understand our situation and created a tailored mortgage plan that worked. I found… Read more
them while searching for a mortgage broker in Edmondson Park and appreciated their practical approach. Definitely worth speaking to if you need a capable mortgage broker in Sydney.
ActOn Wealth
Featured review: As a young couple, we were unsure what to do with our savings and were concerned about being able to afford having children and owning a property. Blyth and the team created a 10 year financial plan for us including childcare and maternity leave and future mortgage repayments and gave us options on how to invest our savings to support the life we want to have. We are now closing the deal for our first investment property and we feel like the decision we've made had the best and most complete research backing it up. We've been guided in every step of the process and have had all of the question answered (in multiple occasions). We are very happy with the relationship we have built with the team and hope it will keep growing with time.
What exactly does a financial planner do?
A financial planner is a type of financial adviser that devises strategies to help you achieve your personal financial goals. Financial planning often involves growing a wealth management portfolio so you can be more financially free, for example, through an early retirement.
While financial planners frequently provide comprehensive, ongoing financial advice, they can also assist with one-off financial advice, like suggesting what to do when you inherit shares.
Here is a list of common services provided by a financial planner.
Cash flow management
This service helps businesses keep track of how much money is flowing into the business, compared to outgoings like rent and salaries.
Investment management
Good investment planning helps you get the most benefit from an investment portfolio, whether assets include property, stocks, or bonds. A plan should incorporate steps to minimise risk and maximise returns, and advice on whether to buy or sell assets if applicable.
Superannuation advice
Advice on super can teach you how to increase contributions, recover lost super, and determine the right time to access your super. Help setting up and managing a self-managed super fund (SMSF) is also common, as well as how to buy property with a SMSF.
Retirement planning
Along with the lump sum in your super fund at the end of your working life, retirement planning considers how you can reap the rewards from any savings, investments, government benefits, or sale of assets, to bolster your retirement fund for the future.
General budgeting
Many financial planners can help you create and follow a budget. Budgeting often acts as the foundation of a lot of the other services that financial planners provide. They can be useful for general budgeting as they’re objective and knowledgeable about helpful budgeting tools.
Estate planning
Financial management professionals can make recommendations to minimise taxes paid by beneficiaries who’ve been legally transferred assets in accordance with a will.
Taxation
In some cases, financial planners can help you complete your tax return, learn about tax deductions, and provide advice and insights on taxation. There are also dedicated tax preparation services available for tax-specific advice.
Insurance advice
Some financial advisers offer advice on insurance plans, including how to compare them and what to look for when you’re choosing a policy.
Should I get a financial planner?
The decision on whether to hire a financial planner is up to you. You should consider your personal and financial circumstances, as well as your goals. Here are some pros and cons of getting financial advice to help you decide.
How to choose a financial planner
Instead of just searching for ‘financial planner near me,’ this question involves some careful consideration, as these professionals work with your hard-earned money and you want to make sure it’s treated with care.
1. Figure out what you want from financial advice
Before shopping around, decide what kind of information you want out of it, and what your financial goals are. Thinking about your personal and financial situation, the stage of life you’re in, and what you want to achieve will help you and your planner have a clear idea of what can be done.
2. Decide whether you want general or personal financial advice
Choose whether you want general financial advice or personal financial advice. General financial advice doesn’t take into account your personal and financial situation and goals. Personal financial advice is highly tailored to your situation and what you want to achieve.
You should also decide whether you want ongoing advice - which includes your financial planner regularly monitoring and reviewing your financial situation - or a one-off meeting to help you with a specific decision or short-term situation.
3. Shop around to find the right financial planner for you
Look for credentials
As a bare minimum, a financial planner needs to have an Australian Financial Services (AFS) licence, which means they’re listed on the Financial Advisers Register, which is managed by ASIC. This is a legal requirement in Australia. If you decide to hire them, planners must issue you with a Financial Services Guide by your second meeting. This outlines the services they'll perform, scope of work, and the charges.
There are a number of things to consider when choosing a financial planning service. Here are a few ways to decide whether one is the right fit.
Find out a planner's expertise
You’re likely better off finding an expert in what field you need advice in. That means if you’re seeking advice on superannuation, then it’s a good idea to find a planner that specialises in super. That way, you’ll get to meet with someone who knows all the intricacies, ins and outs of the topic.
Every financial advisor should have a Financial Services Guide (FSG), which outlines the services they offer, how they charge for those services, as well as information like their AFS licence number. This guide should be on their website.
Ask plenty of questions
You should do this to ascertain whether the planner or company is the right match for your financial situation. As a non-exhaustive list, you can ask what the planning company specalises in, their main client base, and any commissions they receive if they sell you financial products.
See whether you might be compatible
Lastly, be clear that you and your financial planner are on the same page in terms of how your fund or portfolio will be managed.
When reading reviews, it’s clear that the best financial planners were not only skilled at creating strategies, but really listened to provide the right strategies for each individual client. They were receptive, not pushy, and worked collaboratively with clients to achieve a shared goal.
Check the fees
Find out ahead of time exactly what you’ll pay for the advice your financial planner will provide. Don’t assume that what’s listed on their website or in the FSG is final; some planners have flexible pricing that can be negotiated.
Hi Peter, thank you for your feedback. We’re sorry to… Read more (+3 replies)