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BizCover Business Insurance

BizCover Business Insurance

 Verified🏆 2026www.bizcover.com.au
BizCover Business Insurance
4.5

813 reviews

Positive vs Negative
87%13%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
4.3
Customer Service
4.4
Value for Money
4.4
813 reviews
5 Karan  · Great choice of cover, easy to use website, very responsive.
5 Karen H.  · I found it so easy to navigate and quick to set up
5 Selina  · good service; prompt reply; satisfied service; and bargain price; very good
5 Katy Stevens  · Affordable - great peace of mind coverage Easy to renew and plenty of notice of when its due
4 Sharon  · Efficient in reviewing updates to my business, and was helpful in providing quotes to my query. Renewal was easy and convenient.
5 Susan  · Quick, easy and a no hassles. I loved the HOLD recording man. More companies should use him. Thank you
Adam H.
Adam H.VIC2 posts
  Verified

I had already got a quote from another company, but when I compared the cover Bizcover were offering, Bizcover were cheaper, cover was better and the staff were friendly and made the whole process quick and easy. Show details

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Maddi
MaddiVIC3 posts
  Verified

I called to get access to my account as I wasn’t receiving the forgot password link. When I explained I needed to log in to find a payment I had deducted from last year, Danni, the customer service rep, went out of her way to help me find the payment which turned out that I had 2 seperate accounts with the same active policies running in each. She… Read more

checked which ones I’d like to cancel and processed a refund on the spot. Danni saved me thousands by going above and beyond with her time and help - she’s an absolute asset to Bizcover! Bizcover, please reach out for the details of my call so that you can reward & praise Danni accordingly for her exceptional customer service!

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Joseph
JosephNSW7 posts
  Verified

why is it so hard to cancel a renewal policy, they say you can do it online but you cannot, the renewal is set as a future date, the money will be taken 5 days prior and the options are all greyed out. Why put your customers through so many barriers just to cancel, this business model is a subscription trap! Show details

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Reviews with attachments

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RegionalQldInvestigation
RegionalQldInvestigationQLD
  Verified

Great service and price – Good price for products and great customer service. Recommend this company for the private investigations industry. Show details

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Thuan
Thuan
 

The essential need to cover my business need – Products were well explained to me with professionalism by the staff. Show details

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Mary Ann
Mary AnnNSW
  Verified

Excellent Customer Experience – BizCover had delivered an excellent customer experience. I am very happy as they have tailored the insurance cover as per my budget and all are covered! The customer consultant was amazing -she's very helpful, polite and patient in regards to info that I need to provide and she went through the policy to ensure I understand what I am covered for. 100% Recommended Show details

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Lawsie
Lawsie5 posts
  Verified

Fabulous – Was given a number of possible policies that suited my needs and picked Vero. Gena helped me with understanding each step. Show details

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Mak
Mak
  Verified

Bizcover- Public Liability Claim paid in full – Bizcover assessment of damaged AC completed quickly and efficiently. Claim paid in full even though the policy didn't require it. Item was 12 years old- replaced new for old. I'm a very happy tradie. Show details

Latest follow-ups

DJS
DJS6 posts
 

Very hard to cancel policies – Very disappointing, told via email multiple times didn’t want to renew the policy. First they kept ringing to check if I really did want to cancel the policy. They then went ahead and charged my credit card. I then had to spend hours on hold and… Read more

dealing with the call centre to get a refund. Very poor service. Ps their phone line going through to cancellations just puts you on hold. Choose another line if u want to cancel.

 Follow-up  · It was not an IT error. It was initially charged to a credit card, after I had let them know that I did not want to renew. It was to be refunded in full back to the original credit card.

BizCover Business Insurance
BizCover Business Insurance    

Hi there, We are sorry to hear that… Read more (+5 replies)

Angelique
AngeliqueQLD
  Verified

I wanted to update my policy details before renewal date. Rita for the general part and Harpreet for advise on how and what to change were just brilliant in their service. It made my part very easy. Both were very resourceful, knowledgeable and… Read more

intuitive to what was the best course to take. This instilled satisfaction that my required needs were covered and satisfaction that I was in good hands. Thank you for the valuable guidance.

 Follow-up  · BizCover makes insurance renewals incredibly easy. They send a timely reminder well before the renewal date, and the renewal process itself is seamless. There are no unnecessary forms or paperwork to complete—just a simple confirmation and receipt showing everything has been renewed. It's a hassle-free experience every year. Thank you for a great Service!

Timothy
TimothyNSW
  Verified

I had a great exsperiance sorting out my insurance was so simple and easy I def recommend them Show details

 Follow-up  · I was asked to writte a follow up from product review. I have been using them now since I wrote my first review they are still great and no supprises very happy with them

Positive reviews

Vicki
VickiVIC
  Verified

Recently renewed my cover with BizCover. Renewal was quick and simple to do over the phone, without having to wait wasted minutes for someone to answer my call. Increase was quite high, however I did up the cover and the increase was comensurate. Show details

Find out how BizCover Business Insurance compares to other Business Insurance

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Arti Kumar
Arti Kumar
  Verified

Reasonable pricing, great customer service (especially when setting up my policy for the first time - did not know what I would need for my business & was explained options / requirements). Then this year when renewing the process was so easy, was able to do this quickly thorugh the portal, had the policy accidentally set up on the wrong address… Read more

- contacted the team & they talked me through the quickest way to get this done. Had the policy re-issued within the hour.

Mike
Mike3 posts
  Verified

I have other policies with BizCover and adding another one was quick and efficient. Support from the BizCover agent was well timed and very helpful. highly recommended ! Show details

 Follow-up  · What was helpful about support? Well the BizCover consultant was easily understood and was very knowledgeable about my requested policy What other policies do you have? The business Pack as well as Professional Indemnity What made support well-timed? Quick response to my call, precisely when i needed it. I have been with BizCover for a number of… Read more

Negative reviews

Rupa
Rupa2 posts
 

Very disappointing experience with BIZ cover QBE. Despite holding an active policy and paying premiums, claims remain unsettled and the process has been unnecessarily prolonged with excessive investigations. The involvement of brokers and loss adjusters has made the experience frustrating and disruptive to business operations. Overall, the claims handling falls well below expected industry and professional standards. Not recommended. Show details

BizCover Business Insurance
BizCover Business Insurance    

Hi Rupa, We are so sorry to hear… Read more

Rupa
Rupa
 

Extremely disappointing experience. Customer service was poor and unresponsive, especially during the claims process. Assistance was minimal and not helpful when it mattered most. As a business insurance provider, the support fell well below expectations. Very frustrating experience overall — not recommended. Show details

francois
francoisWA4 posts
 

They quote and then come up with things like company has raised a red flag, when we have made no claims and premiums always paid. Then they give excuse that no time to get brokers to quote when have not mentioned any urgency for the quote. They may give you a very competitive quote, but it appears like a gimmick to get you to call them. Don't waste your time. Show details

Recent reviews

Dissatisfied Client
Dissatisfied Client
 

If there was a negative rating, I would give this -5 stars! Called in to support for a quote because the website would not provide me one, and the person on the line was exceptionally rude, cutting me off mid-sentence. She finally hung up on me without a word after I thanked her for the information I needed. If it's customer service you are after, RUN! Show details

Maya
MayaQLD5 posts
 

3 seperate phone calls - twice over 45 mins wait, one over an hour- all ended up with me hanging up. Existing policy holder and what I wanted to do can't be done in the portal. I need to get something done urgently. Show details

BizCover Business Insurance
BizCover Business Insurance    

Hi Maya, We are sorry to hear that… Read more

Shaun
ShaunVIC
  Verified

I have been a BizCover customer on and off for over 2 decades. They are easy to work with, the customer portal makes getting and changing insurance very easy. I am a very happy customer. Show details

Will J.
Will J.
 

Terrible system that makes it as difficult as possible to cancel your insurance. First I tried logging into the website and cancelling there. I got a message saying "your insurance will not be cancelled until we have contacted you." I waited. No contact. I emailed them. No response. I found a different email address and emailed that. They… Read more

replied with an automated message saying "if you want to cancel, just go through the website". Which is exactly where I started!!

I really didn't want to have to call them. I had already called about a previous issue and found that the waiting time on hold was upwards of 45 minutes. However, it was reaching the time when they would charge me more money so I had no choice but to call and listen to their excruciating hold music. When I finally got through to a human being, she cancelled it very easily. I asked if it was their policy to only cancel subscriptions over the phone, and she told me that instead it was an unspecified "technical issue".

BizCover Business Insurance
BizCover Business Insurance    

Hi Will, We are sorry to hear that… Read more

Find out how BizCover Business Insurance compares to other Business Insurance

Know better, choose better.

Compare all
Diana A.
Diana A.15 posts
  Verified

I called BizCover to sort out insurance for my small business and they were fantastic. They gave me clear guidance on the different cover options, compared them, and helped me find the best price. The call took less than 10 minutes, and I walked away with complete peace of mind knowing I’m covered for any issues. Quick, easy, and professional — highly recommend! Show details

Londa
Londa
 

Was extremely easy with the help Rod from BIZCOVER . Was not at all sure what I needed as a Sole Trader in Care sector but with his professional attitude was an easy process and am confident in the policy I have. Show details

Kerry Deturt
Kerry DeturtWA4 posts
 

I enquired about professional indemnity insurance for health professional services which included treatment of clients and was not informed of the need for run-off insurance to be combined with this insurance nor for additional costs. Basically if a client sends you a complaint for the service you have provided during your insurance cover but the… Read more

claim is after your insurance is cancelled for whatever reason then you are not covered for that claim unless you have run-off cover. Maybe some professionalism by advising new clients of the need for run-off insurance when there is a need for continuing cover in certain industries eg health would be appreciated so that business owners/sole traders have adequate insurance. ""The claims-made nature of the Professional Indemnity coverage is determined by the insurer and not by BizCover. This means that upon cancellation of the policy, the coverage ceases completely, even for the time the policy was held. The declaration played upon cancellation states, "For claims-made policies, no coverage applies after cancellation; claims must be reported while the policy is active." This declaration further confirms that no coverage applies following cancellation, including the time the policy was held. However, regarding Public Liability, you would still have coverage in place for the time the policy was held until its effective date of cancellation."" Read the fine print or you may find yourself uninsured when providing services. This company also requires that you confirm that you want your insurance cancelled after receiving a request to cancel the policy. You are also requested to advise why you want your policy to be cancelled for them to eventually cancel your policy.

John H.
John H.VIC4 posts
  Verified

I had been searching for a $2,000,000 Public Liability insurance cover for my business, so I contacted BizCover, who recommended a number of insurers. In the end, I went with the BizCover recomended RelyOn Edge because it was an excellem]nt deal. Show details

Charles D.
Charles D.
 

They disappear when you ask to cancel - the initial confirmation email stated that payment should only take 3 business days to process, however it took 1 failed attempt and 6 days (I had sufficient funds in my account). During this time, I was also receiving unauthorised phone calls from them. I work full time and simply do not have time to answer… Read more

the phone, which is why I emailed them. I sent an email to both of their available email addresses (support@bizcover.com.au and cancel@bizcover.com.au) to cancel my policy, as I do not have the option to click cancel on their website. I haven't received a reply. Avoid them at all costs. If they take unauthorised withdrawals after cancelling your policy or you do not get a refund - get in contact with your bank to stop all future withdrawals and get the money back.

Jennifer
JenniferTAS
  Verified

Biz cover was fantastic to work with for my insurance. One phone call and I had all my insurance sorted. As a first-time person getting business insurance it was very easy. Thank you so much for all your help. With defiantly recommend you to other people. Show details

Mish S.
Mish S.NSW3 posts
  Verified

I took out 2 separate insurances with BizCover, one for indemnity insurance and the other for personal accident insurance. I explicitly told them that the PAI will be coming out of my SMSF. Yet they took both payments out of the SMSF. This is illegal! Biz Cover failed to advise me that they require 2 separate emails for 2 insurances. At no time did I authorize Bizcover to take both payments out. They have been referred to ACFA. Show details

BizCover Business Insurance
BizCover Business Insurance    

Hi Mish, We are so sorry to hear… Read more

John
JohnNSW
  Verified
Transparency
Customer Service
Value for Money

renewed again and then starts the issues: EMail cliaming that the second draw on my account dishonoured and then the policy was cancelled, yet my bank statement showed a second drawing met on presentation. This happens all the time with this group on renewal. When you raise it no apology and nothing changes. Even the time wasted by the policy the policy holder wasted in my case over 45 minutes n apology. Show details

BizCover Business Insurance
BizCover Business Insurance    

Hi John, We are so sorry to hear… Read more

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