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S Money

S Money

 Verified🏆 2026ABN: 80631335110
S Money
4.8

111 reviews

Positive vs Negative
96%4%
Competitive Exchange Rate ?Yes · No
Transparency ?
4.7
111 reviews
5 Any  · I don't need a lot of cash for Japan these days, but was still good to be able to take advantage of the exchange rate and pick up just before I left.
5 James  · It was straightforward and the money arrived when I said
5 Neil  · I have used S Money a number of times and have never been disappointed. This is my go to method for obtaining overseas cash for travelling.
5 Woofa  · Second time I have used s money and was easy and efficient. Extremely happy and would recommend.
5 Ping-Fai T.  · Easy to use Web site. Jaslyn at the Lotus branch where I pick up the fund offered friendly and efficient service.
5 Darron  · This was a seamless transaction, I will use this service again.

Reviews with attachments

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Nick
NickNSW
  Verified

S Money sold me Hungarian notes that I could not use because they were old and out of circulation. I was first informed about this situation by local shops, then confirmed at a local bank in Budapest. I was told I would have to go to the Hungarian National Bank to exchange the old notes for new notes that could be used. S Money did not apologise… Read more

or offer a refund and I am stuck with currency I cannot use because I cannot get to the National Bank. I include a photo of the old note supplied (pale), alongside the currently accepted note (darker blue). Beware this company may supply you with old notes that you will not be able to use, not inform you of this and then deny they have inconvenienced you.

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Don Chisholm
Don Chisholm
 

A satisfied 1st time customer… – I ordered it and you delivered the currency in a smooth and efficient manner, as promised. Show details

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Mikef50
Mikef50NSW304 posts
  Verified

Stop Looking Around – Covid is basically over, and travel is on my mind. Can't do much about the high airfares, but now there is a new player in the currency exchange market. My regular places in the major shopping centres cannot compete with this online business......well they do have a shopfront in Melbourne, but I wouldn't hold that against them, as they only charge… Read more

$14 to deliver your foreign currency to your door. (or you can pick up from the Post Office, or some local banks for $29.....yeah, they gotta make some money don't they??) Anyway, I digress. S Money has, by far, the BEST FX RATE available to regular punters like you and me. Transactions are all performed online. then pay the agreed amount via Direct Deposit from your bank account, and within a few minutes, you get a receipt from S Money, and within a few days, a TXT and email advise it's on it's way, and presto, it is delivered to your door. TOO EASY!! For example, the rate for the Japanese Yen on Google today was 93.1. The advertised rate from S Money is 93.01....Now that's very fair. There is a conversion fee of around 2.4%, but this pales when compared to any currency converter you can name. My regular place (Crown), wanted to charge me close to 4 X....but there was no delivery fee.... The delivery fee at S Money is the same for all amounts (I think), well for $1000AUD and $5000AUD anyways....Errrr I'll go with S Money

STOP PRESS!

S Money has a physical office now in Sydney, Shop 2 , Wharf/6 Circular Quay, Sydney NSW 2000. Further savings on postage...Two thumbs UP!

Positive reviews

Lynette C
Lynette CNSW3 posts
 

Great service and super fast! Their exchange rate was the best available in market even taking their fees into account. I was able to request how many of each $ note I wanted. Placed my order online and received my currency 2 days later. The whole process was easy especially if you use PayID. Show details

Gail
Gail4 posts
  Verified

When I decided to buy US$ online with S Money and needed to phone to clarify a point, I found the online support to be excellent. S Money also offered a good exchange rate, texts and emails kept me updated and the collection of new notes from its Circular Quay kiosk was seamless and all was done within a week. I would have no hesitation in using them again for other exchanges. Show details

Pam W
Pam WSA4 posts
  Verified

Great service. Competitive rates, easy to use and order. Keeps you informed every step of the way. Convenient pickup. Have used this service several times before and would recommend. Very happy customer. Show details

 Follow-up  · Rates are very competitive Only option for me in SA is post office pick up. However although this costs extra it is quick, easy and convenient. Have used several times now, and find it an excellent service.

Negative reviews

Xzavia B.
Xzavia B.VIC
  Verified

It was confusing for the post office to receive my delivery of cash due to regular packaging being used looking like a normal parcel. Show details

Anonymous
AnonymousQLD
 

Rate was acceptable and money was dispensed quickly. However directions to Brisbane stores need a lot of improvement, spent too much time trying to locate. Also, unable to choose my denominations and not really sure how popular I will be handing over $100 CAD bills Show details

Meho
MehoQLD2 posts
 

Average experience – Did not supply requested denomination. Some of the money was a bit old.

Recent reviews

Prof DK
Prof DKQLD
  Verified

From the start it was a good experience, the staff were friendly, polite, and professional. It was the best rate, and everything went smoothly, and on time! I would not hesitate to use them again for my next currency exchange. Show details

Stuart
StuartQLD
  Verified

Simple to use and the best results for what i need. Thanks Show details

Kim T.
Kim T.VIC3 posts
 

Purchasing international currency was easy with S Money from start to finish. I was able to choose the denominations I wanted, which was great! The service I received from the lady at the counter when I went to collect the cash was friendly and the whole experience was fantastic. The currency exchange rate was also the best that I could find. The fee was a little steep though Show details

Find out how S Money compares to other Travel Money Cards & Currency Exchanges

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Karen
KarenVIC
 

I was recommended to use S Money for my overseas holiday cash. I found it to be a very easy process and good rates of exchange. My only concern was that I was assured that my nearest post office would require ID for collection, but I found my cash in an outside locker and no ID was required. Other than this glitch... it was an easy process, good communication and I will certainly use and recommend this service. Thanks. Karen Show details

Mel W
Mel WQueensland
 

Easy transaction, good cash exchange rates, communication and fast cash delivery to post office for collection. Have used S Money many times for international cash and will continue to use. This time purchased Euro, CZK and Hungarian F. Show details

Allen
AllenQLD
 

good rate, very easy transection, easy instructions to follow. very happy. Show details

SueD
SueDNSW12 posts
 

I almost always use S Money . Good rates and ease of delivery. Show details

Steve Thomas
Steve ThomasWA3 posts
  Fair Incentive

Really good service - money arrived on time - thankyou Would be better - if you had more currencies : ie Sri Lanka Show details

Robyn S
Robyn SQLD6 posts
 

I found S Money easy to deal with, received my money in time, only complaint was when they sent the money to the Post Office, the Post Office didn't have to sign for it, they were given it just like a normal parcel, so something obviously went wrong, as the when I got word that it was at the Post Office, I had to explain where it came from and… Read more

there was actually no signature required, someone could have got it without any information....lucky we have a small town Post Office and they knew me. Just glad I got it, definitely should have made it clear that it was cash and signed for. Thanks

Happy Customer
Happy CustomerQLD5 posts
 

Easy to order online, good exchange rate, pleasant young lady in Brisbane outlet counted out the cash for me. Order was ready promptly and collection was quick and easy. A great experience all round. Show details

RICHARD
RICHARD
 

the service was fast, communication was good and overall the whole process was good, I would have given a 5 star rating but I thought the $19 postal few was a bit rich for just a envelope sized package. Show details

Phil C
Phil C2 posts
 

regular updates on rates, purchasing and collection of money has gotten easier in Brisbane with more collection points. Great one S Money Show details

Find out how S Money compares to other Travel Money Cards & Currency Exchanges

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Debbie
DebbieNSW2 posts
 

They were extremely helpful assisting me to ensure I was able to collect the purchased currency in a timely manner prior to my trip Show details

Stacey
StaceyQLD4 posts
 

Second time we have used smoney to change money, really easy to do, just wish you could have the option to nominate another person to pick it up, other than that small thing it’s a 10/10. It’s also a great option to be able to nominate which denomination you would like and they do their best to fill your request. Show details

Tanya
TanyaACT
 

This is the second time I’ve used Smoney. They were easily the most competitive price on the market (and I looked everywhere) , even with the fees and the $arrived within 2 business days Show details

Miss M
Miss M2 posts
 

I have used S Money several times during the past 3 years and have always been extremely happy with the exchange rates and service. Best around with quick and convenient collection and excellent communication throughout the process. Show details

James J.
James J.QLD3 posts
 

I ordered some Japanese yen on line, at first I was very confident until I received an email to say my order was ready for collection and was not atvthe post office. I must say I was getting worried. I called their number the next morning and the young girl on the other end was very helpful and did some leg works. After a few phone calls, I went… Read more

to the post office and my order was there. Thank you so much for your help, I have my money and very happy. Good job ....

max344
max344NSW5 posts
  Verified

My phone wasn't working when i ordered the cash and S Money was the only one that didn't need SMS verification code, could do be email instead so big plus for that. The notes I wanted weren't available but excellent communication to work out a solution. Very happy with rates, service and communication, would definitely use again. Show details

Jasmyn F.
Jasmyn F.
 

Was hesitant at first not knowing much about them have now been using them every trip I go on and recommend to friends great rates always seemless service, been using 2+ years. Used for USD, Fiji, yen Show details

TerryR
TerryRNSW6 posts
 

Very easy process for purchasing currency. Really quick delivery and good rates. Show details

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