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Seniors Funeral Insurance

Seniors Funeral Insurance

 Verified🏆 2026www.seniors.com.au
Seniors Funeral Insurance
4.9

1,629 reviews

Positive vs Negative
98%2%
Claim Resolution Time
  • <10 minutes
  •  · 
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
  •  · 
  • Never
Claim ApprovedYes · No
Transparency ?
4.8
Customer Service
4.9
Value for Money
4.6

 AI reviews summary 

The overall sentiment for Australian Seniors Funeral Insurance is overwhelmingly positive, with a strong emphasis on the quality of the customer service team. Users frequently highlight the ease of the application process and the clarity with which policies are explained. The claims process is particularly well-regarded for being compassionate, straightforward, and exceptionally fast, often resulting in payouts within 48 hours to a week.

Pros
Exceptional Claims Handling: Claims are processed with significant speed and compassion, with multiple reports of funds being released within two to four days of documentation submission.
Clear Communication: Staff are praised for explaining complex insurance terms in "layman's terms" and ensuring applicants fully understand their coverage without using high-pressure sales tactics.
Efficient Onboarding: The setup process is described as quick and seamless, often completed in a single phone call with minimal administrative hassle.
Compassionate Service: Customer service representatives are frequently noted for their empathy, patience, and professional manner, particularly when dealing with bereaved family members.
Cons
Long-term Value Concerns: Some users noted that premiums can become expensive over time, leading to a perceived decrease in value for money as the policyholder ages.
Rigid Administrative Processes: A significant issue was reported regarding payment tracking and policy cancellation, where a user found the company unhelpful and "heartless" when resolving a payment dispute.
Contribution Requirements: There is dissatisfaction regarding the requirement to continue paying premiums even after the total amount contributed has reached the chosen cover target.
Financial Strain: For some pensioners, the cost of ongoing premiums creates noticeable financial pressure on daily living standards and rent affordability.
Verdict

Australian Seniors Funeral Insurance is highly regarded for its accessible setup process and its reliable, rapid claims department. While the service and speed are excellent during times of need, potential policyholders should be mindful of the long-term cost of premiums and the requirement for continuous contributions.

1,629 reviews
5 Kurtina  · So helpful and such a delight to speak to them
5 Michael James  · Kai was very understanding and helpful and good value for my age
5 David  · The customer service team members that I spoke to today 22/07/2026 were very helpful and gave me excellent service .
5 Abdul W.  · Now it’s time to feel relaxed to have a funeral insurance with Seniors.☘️
5 Faye  · Excellent service. Andrew was most articulate and made sure I was understanding everything.
4 Kaye O.  · I only rang to get a quote !, the next thing I have been encouraged to take out Funeral Ins straight up which is not really what I wanted.
Lynnette
LynnetteNSW
  Verified

The young man that I spoke to was wonderful. He was articulate spoke with confidence answering all my questions. We had a friendly conversation but professional all the same. He explained the insurance details so that I understood and was accommodating to my financial schedule. Good job. Sorry I can’t remember your name but you have my details so look him up and give him a payrise. Show details ·  1

Ask the reviewer
susan l.
susan l.QLD2 posts
  Verified

Jay assisted me today regarding Funeral Insurance. Jay was very professional and very helpful, he answered all my questions with patience and responded to them very efficiently and satisfied my queries very well. Lovely phone manner, very courteous and providing good information. Jay’s knowledge and Customer service was 100%. Thank you. Show details ·  1

Reviews with attachments

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Raymond G.
Raymond G.NSW
 

Very efficient trustworthy and most of all relaxed. Children don’t have to worry Show details ·  1

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Jeffrey dudman
Jeffrey dudmanSA
 

The whole process was excellent from start to finish very pleased with the service that your staff member gave me, – I found the beautiful female operator to be so very polite, respectful, well mannered and very helpful with my application for my funeral application & answering my questions, I can't remember her name but she deserves to be given a very big Pat on the back & rewarded for customer service skills, please let her know that I wish to give her my most… Read more ·  1

faithful regards & thanks for all of her help in completing my application for my funeral insurance yesterday, yours faithfully JD {Jeff dudman),

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Sherryl H
Sherryl HQueensland
 

Great experience – So easy to organize. Very friendly and new the product well. Would highly recommend. Show details ·  1

Latest follow-ups

Pamela reid
Pamela reid6 posts
  Verified

My queries were answered quickly and courteously as usual ty seniors Show details ·  3

 Follow-up  · Application was easy and quite understandable easy to follow thru lovely phone people too

 Follow-up  · Excellent pleasant people on phone

Thanks
ThanksVIC3 posts
  Verified

Informative helpful communication with person on the phone. Easy to understand. Show details ·  1

 Follow-up  · The policy is easy to understand all questions answered in a booklet. The app is also easy to use and understand. If anything needs clarifying the phone is answered promptly. The process is quick to set up. Regular updates provided as policy progresses.

Lisa K.
Lisa K.3 posts
  Verified

If you ever run into trouble this Senior's Team shall always take care of you. Show details ·  2

 Follow-up  · The team at Senior are fantastic they have understood my hardship on numerous occasions these beautiful humans see me never suffer they are awesome. Any issues the team are strait onto it fixing all concerns n as little as $16 a fortnight to secure my family no hardship as I pass over the money will be there if $5000 if I knew what I knew now I… Read more

Positive reviews

Gordon
GordonQLD
  Verified

The insurance consultant was appropriately engaging without being pushy. The offered policy met my requirements, but the premium while reasonable, could have been more price competitive. Show details ·  1

Graeme Robert Burns
Graeme Robert BurnsWA3 posts
  Verified

Patrick was outstanding. He was clear and purposeful. Okay…so that review was yesterday but I called today to make an adjustment.. same politeness and efficiency. Thank you . Show details ·  3

Peter
Peter
  Verified

I had to update my Visa details and get them to update changed numbers & email address etc as I couldn't get into my policy to do it myself. They gave great service and updated my details without any fuss. They have always been helpful to me. Show details ·  1

Negative reviews

Darlene B.
Darlene B.QLD18 posts
 

I would give this company a minus 3 stars but it won't let me. My parents have paid over 26000 dollars in funeral insurance. I went through 6 weeks of hell dealing with them when my mother passed away as my dad has dementia. I then asked them to help me sort out my father's funeral insurance so when he passed it wouldn't be so hard. All they told… Read more

me at the end of that process was if he passed away after 88 his policy would be cancelled and there would be no refund, ( just what you want to hear whilst dealing with grief). I was under the impression by the representative at that time, that we had achieved that. Now 3 years later my father has passed away and they are refusing to release the funds unless it goes to an estate because their representative " forgot" to send me beneficiary paperwork. Not once was this mentioned to me or sent to me as a product disclosure,. I'm fast losing hope that we will see the funds my parents have given them. It's so bloody wrong trying to deal with grief and then deal with Australian Seniors, I would never recommend this company ever!

Australian Seniors
Australian Seniors    

Hi Darlene, We are deeply sorry to hear of the… Read more (+5 replies)

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Galina K.
Galina K.QLD3 posts
 

My mother was late with payment of her premiums, she tried to do it through her bank directly, but there was no such option. I paid her outstanding premiums with my credit card online (that sum was definitely taken from my bank account by their company). However, they were still sending letters saying that she missed those payments and have now… Read more

cancelled her policy. When I tried to find out what was happening, would not communicate with me, even though I was already dealing with Australian Seniors in 2023 when her husband passed away. Would not recommend this company to anyone, very rigid and heartless, they just do not care about their customers.

Addit: I have tried to find some answers through their representative prior publishing this review. It was useless, just pretending that they are trying to resolve an issue, but I did not get any answers. The company can keep those $50 that they took from me. Do not use this company, if something goes wrong with your policy, you will never get any answers.

Australian Seniors
Australian Seniors    

Hi Galina, Thank you for sharing your review… Read more (+2 replies)

Sue
SueVIC2 posts
 

Apparently great to deal with while selling you the funeral package. Not great to deal with when family goes to make a claim ! First email was sent 18 days ago and still going !! Happy to take your money. I'd look elsewhere for insurance. Hopefully the ombudsman will help Show details

Australian Seniors
Australian Seniors    

Hi Sue, Thank you for sharing your review with… Read more

Recent reviews

Paul
PaulNSW
  Verified

Good experience Kevin was great while o know you have to detail product it's a bit long winded having your customer service person read the whole thing and have customer agree makes the call very long Show details ·  1

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Ferne
FerneWA2 posts
  Verified

The product is value for money. It was quick to set up. The worker who called me was knowledgeable on what he was selling. The return call, after expressing interest on the internet was quick. Show details ·  1

barb140263
barb140263
  Verified

I found the Sales Manager to be informative and very helpful on the tricky points. I found the policy very good value and the fact I could pay fortnightly helps alot. Show details ·  1

John Taylor
John Taylor3 posts
  Verified

Very happy with your Senior's Funeral Insurance. But can't fully give you 100% top feedback, because I don't know if my kids get paid for sure, and by then I can't correct it anymore. Show details ·  3

Mario I.
Mario I.VIC
  Verified

Very Affordable with Time to pay so that does not create extra pressure on my fortnightly aged income also you have a choice of amounts of pay outs for your funeral great idea Show details ·  1

Lea Horder
Lea HorderQLD2 posts
  Verified

I couldn’t even get a quote from another insurance company Seniors insurance got what I needed and very quick and easy to deal with. Highly recommend this company. Show details ·  1

Opeta
Opeta
 

Quick and easy to set up. Representative was very efficient. Good value - many great benefits available. If I had known how easy it was to set up, I would've done so much earlier. Show details ·  1

Find out how Seniors Funeral Insurance compares to other Funeral Insurance

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April Pare
April Pare
  Verified

Explained simply so that I understood the policy. I'm happy with my Policy, I felt like a big weight off my shoulders. Needed to do this, I just felt like it was time. Thankyou young man, you were great . Show details ·  1

Carmen
Carmen
  Verified

Excellent and entertaining service provided by Brendan. He was very clear when explaining the information I requested and made it easy for me to make a decision. Show details ·  1

Naomi.T
Naomi.TVIC3 posts
  Verified

I can’t believe how easy it was to talk to the person over the phone and he sounded so confident and he made me feel like I was definitely doing the right thing and I then felt calm. He explained everything and covered everything I needed to know. I recommend that anyone looking into talking to one of the Australian seniors staff to definitely go for it ! It’s been a very pleasant experience indeed. Show details ·  1

Penelope
Penelope
  Verified

Joel was very helpful. He explained everything clearly and ensured l understood the policy clearly. He patiently gave me many fee variations and l came away very happy. Show details ·  1

 Follow-up  · I've had no further connection with them, so sorry, l can't comment.

Mark H
Mark HVIC5 posts
  Verified

An absolute pleasure dealing with the staff of “Seniors Funeral Insurance”, they extremely friendly, supportive & compassionate. Claiming insurance after the passing of a loved one, I for no reason thought may be difficult. How totally wrong I was, the staff made the process so simple, by forwarding the required forms and information. Once they… Read more ·  1

received the completed documentation, it took less than 48 hours for the claim to be finalised and paid out in full!

Amazing service, cannot rate high enough!

Gary Philip
Gary PhilipNew South Wales
  Verified

On contacting staff they were extremely helpful and understanding. They answered my questions and put me at ease about the whole process. They responded to my enquiries and remained totally professional. On submitting the required claim it was responded to almost immediately and the monies owed were placed into tyhe designated accounted with 2… Read more ·  1

days. It was a great experience to deal with staff whom were understanding sympathetic and remained professional throught the whole claims process. It was also unexpected when a card and flowers arrived. It was a brilliant experience. Thank you.

Scotty
Scotty
  Verified

Very good learning experience with tha comments from Zena which I wasn’t aware about, fully appreciate it that she took the opportunity to share with me what I should have known. Show details ·  1

Cristina
CristinaVIC8 posts
 

The funeral policy is easy for set up and good value for the money Plus the peoples on the phone when u ring for ask questions is very good service explain to u in a easy way whit patient and courtesy too We are happy costumers Thank Show details ·  1

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