1,295 reviews
AI reviews summary
Xero is widely recognised by users and accountants as an intuitive, user-friendly accounting platform that excels in automation, bank reconciliation, and reporting. However, recent sentiment is heavily divided due to aggressive price increases and a perceived decline in software stability following interface updates. While many users praise the promptness of digital support, a significant segment of the community is frustrated by the lack of a direct phone line and the inability to resolve complex billing or technical issues through automated channels.
Pros
- User-Friendly Interface: The platform is frequently praised for being easy to learn and navigate, making it accessible for non-accountants and small business owners to manage invoicing, payroll, and BAS.
- Powerful Automation: Users value the seamless bank feeds and "one-click" reconciliation features, which significantly reduce manual data entry and save time.
- Effective Reporting and Integration: The software provides clear, real-time financial visibility and integrates well with third-party apps (like Hubdoc) and accountant workflows.
- Responsive Digital Support: Many reviewers report fast and helpful responses from the support team once a ticket is lodged, often resolving issues within 24 hours.
Cons
- Frequent and Significant Price Rises: A major recurring complaint is the steep, annual increase in subscription costs, with some users reporting their fees have doubled or tripled over several years.
- Lack of Direct Phone Support: There is widespread frustration regarding the absence of a customer service phone number, with users feeling "looped" through irrelevant help articles when facing urgent problems.
- Stability Issues Post-Updates: Multiple users report that recent "upgrades" have introduced bugs, slowed down loading speeds, and removed useful functionality, such as streamlined address entry or specific invoicing tools.
- Rigid Billing and Cancellation Policies: Several reviewers flagged issues with being charged for cancelled organisations or duplicate subscriptions, noting that Xero often refuses refunds despite evidence of non-usage.
Verdict
Xero remains a top-tier choice for businesses seeking an automated, "all-in-one" accounting solution that is highly recommended by financial professionals. However, prospective users should be prepared for high ongoing costs and a support model that prioritises digital tickets over live human interaction.
xero is great - so easy to use - I don't have to know double-entry bookkeeping or accounting treatments for the Balance Sheet - Xero comes ready with these. It is simple, intuitive and provides step by step help on functions. A few times I needed technical support, they responded within 1 hour and I was resolved immediately. As a busy 1-person business, they are reasonably priced esp. giving me the digital functionality demanded by the ATO. Show details
I switched to Xero from Manager.io for my new business and it’s been worthwhile. ATO integration for activity statements and STP, superannuation payments, and automatic foreign currency handling are all great time savers. The web UI is pretty clunky - I prefer having the chart of accounts more front and centre and it takes a bunch of clicking… Read more
around to find transactions. I’d like it if they invested more in matching uploaded receipts to transactions and automatic reconciliation, without needing to use their fancy bill platform which is overkill for small businesses. The one time I needed to use support the rep was quick and effective. I’m a bit concerned about vendor lock-in but the price is tolerable for now.
Reviews with attachments
Reliable cloud accounting software that simplifies bookkeeping and financial reporting.
Xero works with YOU and your business – This Xero system has been fantastic from the start and has grown with our requirements and the requirements of others to assist us with the accounts, sales etc. Most of all they listen to our requirements and so far have met them all to assist. Keep it up.
Cool Xero – It is quite easy to book the depreciation and register the assets
Simply Streamlines Accounting Functions – Intuitively simple with useful predictive actions and options which streamline bookkeeping and accounting functions for small to medium busiensess.
Works well for us – Xero works well for Future Focus Support Coordination. For any questions I have, the support is amazing and so quick to respond. A few little foibles that but they are easily worked around. Would definitely recommend Xero for any sized organisation
It has been weeks and weeks that every second link you click it will display an error screen. Terrible service.
They changed something on the email system and now does I can’t easily send my email quotes
What started with a decent potential quickly descended into another money grabbing machine for its shareholders with (x)ero customer service. Below is a just tiny extract from the never-ending list of issues we are experiencing on a daily basis: - familiar interfaces get killed off "just because" and replaced with ones that are way less… Read more
intuitive, with stuff thrown around the page as if the developers had no interest in making the UI at least a tiny bit friendly
- email auth codes do not come and need to be re-requested multiple times, then suddenly arrive into your mailbox all at once
- even if you do receive the code there is absolutely no guarantee it will log you in. On multiple occasions we got "there were some problems verifying your code" quickly followed by "your account has been locked out due to repeated failed login attempts"
- at random times the session gets kicked out with the message "there is something suspicious in the way you are accessing Xero, so you won't be able to proceed until you re-authenticate". Can't even begin to tell you how excruciatingly annoying this is when you're in the middle of editing a huge invoice and have to start from scratch
- support tickets are handled by remarkably incompetent duds who usually can't be bothered reading the full text and just respond with a keyword-triggered copypasta then proceed to mark the ticket as resolved
Do your business a favour and stay well away.
Latest follow-ups
OUTAGES – outages are not really acceptable when they take hours to fix and fees are high and add-ons were not asked for and Xero wants limited liability - gee thanks for passing the buck and ruining my work day
Follow-up · Overall Xero is great and reliable. I guess these days like all online platforms, issues from time to time do arise. Just need to be organised and do your best to plan workarounds.
Finally, after 4 requests, I received a response regarding concerns. I was provided with a solution now just need to test to confirm Show 2 replies
Follow-up · All Good now since the response
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While the software works well, it is overpriced and Xero have increased their fees 3 times in less than a year. I have several people who mostly only teach a single class each week but I am treated a larger business in terms of fees due to the… Read more
number of employees I have. I really want to switch to another company but Xero is used by my accountant and so they would prefer I didn't.
Follow-up · The free increases were across the board and nothing to do with my usage. Pricing was expensive from the start but Xero is the preferred platform of my accountant but she is equally dismayed and angry at the constant fee increases.
Positive reviews
We've recently made the change to Xero and it's been the best thing to do. The instructions are clear, the guides and videos are excellent, and the human support is professional, patient and they clearly know their job.
Yesterday (22/7/26) I had an appointment booked with a support specialist named Abhilash as I was having issues with invoicing a particular client, he made contact on time & spent an hour navigating the software, eventually sorting out the problem (which turned out to be the browser I was using to access Xero). Being a tradesman, middle aged &… Read more
computer illiterate, Abhilash was so patient & understanding & I thank him for that & sorting out the issue. Regards, Phil Gosbell
At this time of year you find things haven't been done correctly as the year has gone. Theres been a few issues that needed to be resolved especially for eofy and your team has helped in a major way with very informative and patient consulting.
Negative reviews
I've been with Xero for more than a decade, and over that time we've built a tightly integrated system around their API. Unfortunately, we've watched costs continue to rise while functionality has steadily been reduced. We're a very small business, and I'm now paying more than AUD $140 per month for Xero. Following this API change, the only… Read more
option we've been given is to pay an additional AUD $35 per month to relax the daily API limits. That brings the total to more than AUD $2,100 per year just for accounting software. For a small business, that's a significant and growing expense.
The latest API limit change has had a serious impact on our business. We previously had an allowance of 5,000 API requests, which we occasionally reached but were able to work around. That limit has now been reduced to just 1,000 requests, making it impossible for our system to operate reliably. As a result, we're now in a position where we can't process transactions efficiently or get paid.
We reached out to Xero's API support team, hoping for some guidance or a temporary grace period while we adapted. Instead, the response was essentially, "You've got to make changes." There was no flexibility, no transitional assistance, and no recognition of the impact this sudden change has on long-term customers.
I'm deeply involved in running my business—not constantly monitoring Xero's API usage or anticipating reductions in service that require urgent redevelopment. We've invested years building our systems around the Xero platform, and changes like this place an unnecessary burden on loyal customers.
After more than 10 years as a customer, it's incredibly disappointing to see long-term users treated this way. We've accepted price increases over the years because we believed in the platform, but paying more while receiving less functionality and less support is difficult to justify. Small businesses deserve better than being told to simply pay more or rebuild their systems at short notice.
No wondering investors are getting spooked!
The interface is styled poorly, is clunky to operate and does not allow ease of navigation e.g. when searching in invoices, you can't switch tabs without having to type the name in and search again. Ultimately annoying. Also, the whole "Remove & Redo" thing is painful!!! Do better. I will be changing to MYOB Enterprise by the end of the month.
In all honesty - I am looking at alternative solutions! Have been a fan & supporter of Xero for 17 years, but the constant change for the sake of change, the technical issues, price hikes are getting too much! "Support" is now accessed after battling an "AI" bot - even that thing comes with attitude! Granted, Xero is still better than better than the other two "mainstream" solutions, but my patience is wearing thin...
Recent reviews
Even though i cancelled this service, they still provided a refund. I am no longer using this system and developing my own. So its not that this system isn't great, i have just decided what's best for my business. They have always been great with support tickets, follow up and trouble shooting.
So far so good -- am finding it less stressful than I thought it would be. With the weekly guidance of my accountant I hope to master the proces without too much difficulty.
Find out how Xero compares to other Financial Planning Services
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Easy to use and the constant product updates ensures that as an accountant I meet compliance such as STP and same day super and very efficient with processing. Support is amazing and timely in their responses
I had a payroll query that I needed to have talked through for me. Yana was fantastic. She contacted me at my selected time and went through everything thoroughly and easily. She helped me sort out the issues and made sure I understood what I was doing. Great service
We've been using Xero for payroll and accounting, and overall it's an easy-to-use and reliable system. The interface is intuitive, payroll processing is straightforward, and features like bank feeds and Single Touch Payroll reporting save a lot of time. Customer support and the online help resources are also very useful. Overall, Xero is a great solution for small and medium-sized businesses looking for efficient cloud-based accounting software.
Xero started off as an amazing product with a simple to use interface for small businesses but endless price rises coupled with useless add on features, daily sales pitches to spend more on add on products from them, endless fiddly changes to the interface and an obsession that their dev team knows more about what clients want than clients do has left the product as something you put up with, not something you love
New at Xero, easy log in, seems to be friendly enough to setup and use....I have only heard great reviews about this product so without hesitation I bought it Anthony B
Xero's support case management process once you get past the AI bot is stellar/awesome/amazingly quick to zero in on solutions, and patiently tolerant of users posing questions about otherwise rarely used (e.g. once per year) functionality. However, like most organisations grappling with trying to make AI bots cost effective, Xero still has work… Read more
to do to remove the support *barrier* that AI bots can impose in some instances. I will approve and endorse the use of AI support bots are they able to parse screenshots in conjunction with text.
We have been using Xero for years and it has been a fantastic platform for both our bookkeeping practice and our clients. It is easy to use, reliable, and constantly improving. A special mention to the Xero support team, who have always been friendly, knowledgeable, and quick to help whenever we have needed assistance. Their support really makes a difference. Highly recommended.
Don't use Xero if you reply on Excel reports. I use Xero for two businesses and its almost impossible to export any data. When you speak to them they ask you to speak to Microsoft. True story!
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Hi Sport B, thanks for your honest feedback - we appreciate… Read more