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2OurMoneyMarket

OurMoneyMarket

 Verified🏆 2026ourmoneymarket.com
2OurMoneyMarket
4.5

1,366 reviews

Positive vs Negative
88%12%
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Average Loan Term5 years
Transparency ?
4.4
Customer Service
4.5
Application Process
4.5

 AI reviews summary 

Feedback for OurMoneyMarket indicates a high level of satisfaction regarding individual staff performance and application speed, contrasted by significant frustration with phone wait times and administrative transparency. While the majority of users report a seamless experience, a segment of customers highlights aggressive follow-up tactics and discrepancies between advertised and offered interest rates.

Pros
Exceptional Staff Support: Reviewers consistently name specific staff members (notably Zac, Joshua, and Ananya) for being professional, knowledgeable, and genuinely helpful during the application process.
Innovative SMS Service: The use of proactive text messaging to assist customers waiting in long phone queues is highly praised for resolving queries quickly and saving time.
Efficient Application Turnaround: Many users report extremely fast outcomes, with some receiving pre-approval within 30 minutes and funds deposited on the same day as the application.
Flexible Loan Features: The ability to make early repayments without penalties and the willingness of staff to negotiate or price-match rates are frequently cited as key benefits.
Cons
Significant Wait Times: Extended hold times on phone lines are a major recurring issue, with some users reporting waits of 50 to 60 minutes to reach a representative.
Rate Discrepancies: There are multiple complaints regarding "bait and switch" pricing, where offered interest rates were significantly higher than the single-digit rates advertised or initially quoted.
Aggressive Communication: Some individuals who started but did not finish a quote reported being "bombarded" with multiple calls, texts, and emails in a very short timeframe.
Opaque Security Requirements: Several users expressed strong privacy concerns and distrust regarding the mandatory use of third-party services to access bank login credentials rather than accepting PDF statements.
Verdict

OurMoneyMarket is a strong option for consumers seeking rapid loan processing and personalised service, provided they are comfortable using digital tools and third-party bank verification. However, potential borrowers should be prepared for long phone wait times and should carefully scrutinise final loan terms to ensure the interest rate matches their expectations.

1,366 reviews
5 Craig  · Very helpful with my enquiry and also offered to further assist with anything else if needed Thanks
5 Josh Honner  · These guys have been great from the start and always quick to help , great job guys
5 Kate  · Very clear and fast communication today with Arsh and Josh. Everything felt easy and I felt supported each step.
5 Anna  · Attentive, helpful and knowledgeable. Thank you very much for your great service :)
5 Kim  · Ryan was extremely efficient, polite and helpful, he was a pleasure to talk to.
5 Yvonne  · Ryan was very helpful and professional and dealt with my enquiry quickly
Jetu Bayezid
Jetu Bayezid
 

I was really in need of personal loans. Much needed one. Applied online in OMM portal. Within a few hours I got a call from Arsh who was like angle. After initial screening, he passed my application to Camryn who was another angle. At the end, Cristo finalised and approved my loan within 30 minutes. When I was talking to them, they made me feel… Read more

like I am their family member and listening to my problems and resolving it with professionalism and care. I really mean that they’re like angles. They had friendly attitudes to say yes to every problem came up during the process. I am exceptionally happy and recommend OMM for loans. They are insanely amazing people. I am a school teacher and I mean every single word of my review without exaggeration. Fast tracked and approved over the phone.

Chris M.
Chris M.
 

I messaged OMM through email and called OMM number 3 or 4 times to request for statements for my loans, been waiting for very long and noone answered my call. Then there was Zac messaged me and accommodated my request efficiently. He is friendly, attentive, accommodating, fast and overall service is impressive. His work ethics is commendable and I hope he will progress on his career and his endeavour. Thanks Zac!

Ask the reviewer
Jason Levesque
Jason Levesque
 

We have dealt with OMM on many occassions and they are always a pleasure to deal with. The service we receive from the staff is always friendly and very helpful.

Ask the reviewer

Reviews with attachments

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Denis.R
Denis.R
 

I can't recommend Our Money market enough, I have had some hard time the last few years but everyone at our money market has been up front and dont cut corners, they have been able to help me with loans that have fit my budget comfortably and with no extra hidden fees also being able to pay of the loan earlier has been very helpful cutting down… Read more

the interest. The interest rates have been the best offered to me out of every other loan company. I have previously been applying for a new loan after I had my car written off by another drive cutting an intersection and Ananya in the settlement team has been so helpful with some last min changes in wanted to make letting me know what was possible and what wasn't, I even had the phone call drop out and Ananya called me straight back to continue the conversation. It can be a little bit of a wait to get through but once on the phone the team at our money market will look after you. 10 stars service and great communication.

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James
JamesQLD2 posts
 

Jordan and the rest of the team provided me such good service. Jordan was able to ask the right questions and provide a viable solution to my car that was extremely difficult. He handled everything so well and kept in touch with me every step of the way, I love this car and I couldn’t have done it without Jordan and the team. If it’s available I… Read more

think Jordan deserves an award of some kind seeing as he stayed on the phone with me for hours even going beyond his clock off time. Thanks guys.

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Hexen1012
Hexen10124 posts
 

I can't speak more highly as to their professionalism and promptness. I engaged OMM at the eleventh hour regarding vehicle finance after feeling the dealership were not forthcoming with hidden fees etc. That was not the case here. Straight forward, upfront and answered all my questions. Acted very quickly on processing documents and the whole ordeal was very easy. My consultant was Anisul. Definitely recommended.

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Greg B.
Greg B.
 

OMM Car Loan, Jake was very courteous and helpful in walking me throught the necessary processes of loan documentation. Even making small changes to facilitate ease of payment timing. Thanks OMM, and thank you Jake!

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Michael.
Michael.VIC
 

Great customer service – Car loan application experience was outstanding, helpful staff and communication. Aster and Katia were so professional, made the process easy, with such great support. Can’t thank them enough for the most amazing service. It sounds like I am gushing, but the experience was every bit deserving of such an expressive review. Don’t hesitate to use there service if you need assistance to purchase a car.

Latest follow-ups

Lisa E.
Lisa E.NSW
 

Zac was very helpful and saved me waiting on the phone. Very polite and answered my questions promptly

 Follow-up  · Everything about the whole loan process was extremely well explained. If the need arose I would use again.

MBG
MBGVIC
 

Terrible – I had one negative transaction that would have them decline my application, having said that no one reached out to try and figure out what the reason for that transaction was, I had problems making an online purchase and I am sure as that was viewed… Read more

as a negative. I'm sure of this as I have excellent score and no negatives on my file. If you want to be treated as a number by a robot company go to them.

 Follow-up  · I had a few interest charges from a credit card cash advance I used for a once off purchase

Dan
Dan
 

Ananya and Jake were the best. Made a very stressful situation into a very easy process. Have no problems recommending this company and the team going forward. Thanks so much.

 Follow-up  · Just wish to thank the team for the friendly and easy process my wife and I are so grateful for the surface and support that you gave

Positive reviews

Michelle
MichelleSouth Australia
 

Zac has been great to deal with, always responds quickly. Online experience is pretty good and when not there's always someone to guide you. Rates and loan I got was excellent.

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Andrew
Andrew
 

Zac message me and got everything I needed. The text serves is a great feature. I can still work and wait for the message to come through instead of waiting on the phone. Though Zac was very quick in his responses. 10/10 Thanks for making it so easy

Albert Kolm A.
Albert Kolm A.4 posts
 

Huge shoutout to Josh and the OMM SA team! They made getting a car loan an absolute breeze. Not only are they super easy to deal with, but they even came back with a great offer after signing. Honest, reliable, and top-tier service. Genuinely can’t fault Josh and his team. Highly recommend!

Negative reviews

Kylie D.
Kylie D.
 

Portal takes too long to update , this feed back has been provided to them. They called me after I wrote this review to resolve the issues, just a pity I had to do this to get a response

Nick
NickWA
 

What a waste of time and energy!! Zero customer service. Waiting times are hideous and no audacity to reply if you are hooked into after signing a document. Enquired about a loan, contacted multiple following up and when ansked about their ability to do a better deal I was promised about it that they could beat any other offer and that my loan… Read more

was already approved. I subsequently agreed to proceed and was asked to provide a number of documents. Day after day they asked for documents that were not initially required. Did everything they asked for and them every day new email asking about ubrelatable questions. Multiple emails sent, multiple follow ups made, multiple text messages sent asking for information and have received zero response after 3 days. Meanwhile, in the early stages I was called multiple times on a public holiday asking for information. I have also tried calling..... 90+ minutes on hold with no answer. Let’s say one month and still my way on loan not settled. I was also informed no credit was done however they have actually dont it multiple times. I would steer clear from this organisation.

rob crr
rob crr
 

as an initial new customer - wait times on phone are hideous, application times are even worse - unfortunately, the process was under way and I had to go with their service - now as a customer, the wait times are even worse - considering their crappy opening hours, staggering they make you wait so long - clearly running a string line customer service team on an even smaller budget

Recent reviews

James
JamesWA
 

Despite settlement issues with the dealership (their error), everyone I spoke to at OurMoneyMarket were friendly, helpful and efficient. Unlike big banks, you actually get to speak to someone on the phone for all steps of the process. Zac (he is a real person, to my surprise), helped me alot in resolving the dealership issue.

T L.
T L.
 

Zac was super helpful. I was a bit annoyed about the lengthy wait times to get to a live person but Zac resolved my issue instantly and saved me a lot of time. Thank you!

Asphand Malik
Asphand MalikNSW2 posts
 

Really efficient customer service. I got what I needed straight away. When I couldn’t stay on the call, Zac sent me a text to expedite my issue, which made the whole process quick and hassle-free. Highly appreciated!

Pue
Pue
 

Zac was fantastic and very helpful. Saved me alot of time as i was waiting in the queue on hold for someone to pickup my call. I like the sms option very straight forward. Zac solved my enquiry, very happy with his service.

Find out how OurMoneyMarket compares to other Car Loans

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Natasha
Natasha
 

Very considerate to move clients faster when on hold Zac was very helpful and sent me all the things I needed Still prefer to speak to a person but having the extra option to text someone was convenient.

John Christie
John Christie
 

Outstanding service from the team at One Money Market. The entire loan consolidation process was smooth, well communicated, and handled professionally from start to finish. A special thank you to Maddie for her support throughout the process and for always keeping everything on track. The level of service and professionalism was exceptional. One… Read more

Money Market will definitely be the first choice for any future finance needs, including commercial funding for ModnPods. Highly recommended to anyone looking for a team that genuinely works to achieve the best outcome for their clients.

Nick Thorpe
Nick Thorpe
 

The customer service is really good here - I was on hold but received a proactive SMS from Zac who saw I was on line and resolve my query by message - so simple. Thanks Zac. OMM is a great Co to borrow from who really are customer centric

bailey w.
bailey w.
 

Zac was extremely helpful and polite and was able to resolve my issue extremely quickly! I didn’t need to wait on hold and was able to get on with my day straight away

Andra
Andra
 

Joshua has been extremely helpful. He was available after hours which made it extremely helpful and explained everything clearly. Thank you for all your help, Joshua!

melanie
melanie
 

Zac was very helpful and very responsive. I’m happy with the level of service he provided given I was on hold for AGES, i love that you can reach out via text and sort it out instead of holding the entire time for the agent to tell you they can’t actually help. Please never remove or alter this feature/service.

Maryann clark
Maryann clarkVIC
 

Trying to get in touch today was not easy . Until Zac message me after being on hold for 20mins. He dealt with my issue quickly through text and was very helpful

Jess O
Jess OQLD5 posts
 

I had a pretty good experience with OMM. I was really hesitant after reading the 1 star online reviews right after applying/signing. I was worried things would take a lot longer than discussed but honestly my loan was put through in the Tuesday, settled and paid on the Thursday. I will say that I wasn’t sent any portal access, or updates via email… Read more

so I was unable to see any loan progress which made me feel like it was in limbo and getting worried but as soon as I called and I got portal access, I could see the all status’s of my application, once I saw it was settled I had the funds within the hour. There was no unexpected costs, I was initially quoted a lower rate online but it was explained that was for only new cars not used. I communicated with Jake, a woman and Zac was via text. Each time they were very helpful. There was lengthy call delays but now my portal is set up I can see everything I feel I need

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