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2Knose

Knose

 Verifiedknose.com.auABN: 96619770973
2Knose
4.8

776 reviews

Positive vs Negative
94%6%
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Claim Resolution Time
  • <10 minutes
  •  · 
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
4.5

 AI reviews summary 

776 reviews
5 Savio M  · My experience was excellent, was smooth, informative at every stage, and the cause of delays along the way.
5 Nadine Collins  · Friendly service always get back to you thanks knose for a great service
5 Deepak  · I would recommend Knose for pet insurance. I had to file a claim. Their staff was very helpful.
5 Todd  · They really try and make it as easy as possible.
5 RinDavis  · Easy to submit claim and very quick to pay! Highly recommend
5 Delene Crout  · Easy online claims process Quick claim response and process time Very happy to get value for my money
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Tess
TessQueensland
 

All the workers that dealt with my claims were really nice and kept me updated throughout the process. I’ve only been with Knose for less than a year but they have helped so much with my cat’s vet bills. Thank you! Show reply

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Reviews with attachments

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Tim
TimQLD
 

Two related claims, a week or so apart, were processed promptly, but a minor delay was communicated, and so I was kept informed. Both claims settled together at 90% payment. We have always had well-informed and prompt service and payment from Knose, and due to several claims, have had great value for our premiums paid. I would highly recommend… Read more ·  1

Knose, especially if you sign your pup up as soon as possible before they have any pre-existing conditions.

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Jodi E
Jodi E
 

Excellent communication from start to finish of my claim, I appreciated the claim status updates along the way and how assessor's contacted the vet directly. Easy online processes and affordable prices.

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Erick
ErickNSW4 posts
 

I’ve been with Knose for about 9 months, ever since we brought home Ruby, our little Cavoodle. We’ve made two claims so far, and both were accepted without any issues. Our experience has been very positive, and I hope it stays that way! Show details ·  1

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Joanne L
Joanne LVIC
  Fair Incentive

Since Sunny joined our family, he has had a few minor health issues. We are very grateful that Knose was able to reimburse our claims quickly. Their customer service team has been wonderful — friendly, caring, and always willing to help. Knose truly helped us when we needed it most. Thank you so much! Show reply

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Kardina Gilbert
Kardina GilbertQLD6 posts
 

I could not be more happy about KNOSE pet insurance. They are great at communication, timely with payment, and a genuine care for the pets. Highly recommend! Show 2 replies

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Sam
SamWA5 posts
  Verified

Knose is an amazing insurance company I had a very tragic case with my 10 month old puppy Not only did they quickly handle things , they genuinely cared about my dog and myself. When I called to follow up with a few things not only did the staff immediately remember myself , she said she had been wondering how Crowley was going. Such a small… Read more ·  1

thing meant so much to me No at this time they don’t have gap pay but they’re so helpful and worked with me in my very stressful time Each customer service, claim, and manager I dealt with went above and beyond My old girl is now going to be with them and they’ve now got a life long customer

I can’t thank knose enough for the support and professionalism they carry. I will always recommend them to anyone And any fur doggie in my life I know will be so well taken of

From my family to Knose team Thankyou for everything

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Julie V.
Julie V.QLD2 posts
  Verified

Our Cavalier Charlie, has had to have two rounds of surgery recently. Our claims were approved with no hassles and paid promptly. The staff are always supportive and friendly and show a very caring nature in regard to Charlie. This caring attitude makes it more personal for us. Very happy with Knose. Show details ·  1

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Eliza
ElizaTAS
 

Knose have always been excellent with claims for my dog Nova! Show details ·  1

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Catherine B.
Catherine B.2 posts
 

It was a rough start but the team needed the history of the kitten which made sense it was difficult relying on the vet to ensure knose was updated and I didn't know where things were at on our 1st claim BUT now with knose having a record and history of my kittens claiming with them is so easy! My boy Cheeto is always getting into trouble and had… Read more ·  1

a few vet visits to say the least but knose are so quick and understanding of how kittens are and file my claims straight away been so amazing thank you so much team

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Phillip
PhillipVIC8 posts
  Verified

Amazing service and communication was outstanding. Submitting the claim was super easy aswell. I so happy we decided to go with Knose for peace of mind. Show details ·  1

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APRIL MATTERS-SMITH
APRIL MATTERS-SMITHSA3 posts
 

Pre-approval completed in less than a day, allowing me to have my insurance pay my vet directly for unexpected vet costs when my cat broke his leg. Show details ·  1

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Linda W.
Linda W.QLD
  Verified

Our beautiful little baby dachshund seems to love eating everything but the food we put in her bowl! We have had 2 trips to emergency vet in her first 6 months of life and Knose has been there for us both times. Considering we are new clients and her first stint was at 3 months I am overwhelmed with their support and coverage. It was such an… Read more ·  1

easy process to claim and such a relief to know we could fix our little girl without financial burden. I don't know if we could have afforded to help her the second time if it wasn't for Knose. We are for ever grateful and will be lifetime supporters. Thank you Knose for saving our little baby.

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Janeane S.
Janeane S.NSW4 posts
 

Knose pet insurance is the best!! You receive up to 90% back, of the money you've paid out, it's a win win!! They are always very fast in their reimbursements and they send you step by step updates!! Highly recommend!!! Show details ·  1

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Horacio L.
Horacio L.VIC
  Verified

Like always a fast and efficient service. Thank you Knose. Show details ·  1

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Gary
GarySouth Australia
 

My Labrador Wink who is nine years old was recently diagnosed with leukaemia, She didn’t really show many symptoms and my vet picked it up at a yearly health check. I have had to make quite a few claims for blood test, MRI scans, and medications over the past weeks. The couple of times I have had to ring Knose the staff have been kind caring and… Read more ·  1

attentive, my claims have been sorted and paid promptly, couldn’t ask for a better service. As for Wink she is getting a better blood count and I hope I can get a bit more time with her, hate to think of my life without her. I have been with Knose for four years now and they have been outstanding. Like all insurances it helps in a crisis, at least now I can afford to provide my girl with the help she needs.

Latest follow-ups

Jon Gatland
Jon GatlandQLD5 posts
  Verified

Solid company that pays out quickly. Hasn’t raised our fees quickly either so can only say good things at this stage. Been with them a few years and started to claim a bit more as old mate ages. Show reply

 Follow-up  · Since my review my fees have gone up quite significantly. In saying that, our claims have gone up a lot too so I can understand this. The portal currently doesn't show recent claims as it is updating, however normally they show clearly.

George
GeorgeNSW4 posts
 

If you have an unlimited amount of money you have to spend on pet insurance then go for it, BUT if you don't then go else where. I got insurance for my puppy and when looking it was probably the most expensive one of all but was rated highly so I… Read more

went for it, not thinking that each year it could go up soo dramatically.

My babies only just turned 4 and if I kept the same plan which was at the 90% cover then by now I would probably be paying about $150 a month. But I HAD to change it after one year because it practically doubled so i had to change the cover from 90% to 80% then had to increase the excess, and its just gone up again from $113.80 to $134.57. Its a ridiculous amount for one young pet. I don't know how much longer i’ll actually be able to have the pet insurance at this rate. NOT HAPPY!!

 Follow-up  · I choose the top cover so my baby can get what she needs if anything was to happen. I don’t think there should be any exclusions for the amount I’m paying. Also I had to add an excess fee to reduce the monthly cost, but didn’t realise it was yearly, so that’s an extra $200 on top of the now $147.46 a month, and she’s only just turned 5. I absolutely regret going with this company!!!!

Knose Pet Insurance
Knose Pet Insurance    

Hi George, thanks for sharing your feedback.… Read more (+2 replies)

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Craig D
Craig DWA
 

We have been Knose insurance customers since we first got our puppy, Bella - coming up nearly three years now. Our policy was easy to set up and our vet was able to add all necessary information quickly. Above all, whenever we have had to make a… Read more ·  2

claim it has been easy to do online on my phone. Uploading documents has been simple and quick and identifying the claim issue just as simple too. Our claims have been reviewed and usually paid out within 24-48 hours. Amazing! We moved our cat, Elsa, to Knose at the same time. We have never looked back. They are terrific!

 Follow-up  · Customer support has been excellent from the get go. When we lodge a claim, we receive a confirmation email immediately. We then usually receive an approval email within 24-48 hours. The whole process is very efficient with everything online and by email, there are no delays. We chose fairly comprehensive coverage for our two pets so we are… Read more

In-depth reviews

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paulburic
paulburic2 posts
 

Please read this review to make an informed choice about Knose Insurance. Their conduct in unconscionable which only becomes evident as your dog becomes older or you need to make claims. Ihave insured my two dogs with Knose for some years now. They are both Griffons, one is five years old and the other just turned 10 years old. The older Griffon… Read more

has had a number of claims over the years totalling $6012.88 as advised by Knose for various issues of which $2992 was incurred in the last policy period. I have just received my policy premiums for each dog. The younger dogs premium increased from $92 per month to $100. The older dogs premium increased from $146 to $284! Now here is why I believe Knose is deceitful. When I queried why the premium for the older dog had nearly doubled I was advised both verbally and later in writing that it was due to a number of factors including age, breed, location, claims history, veterinary cost inflation and claims experience for similar pets. I queried Knose Insurance about why when did my younger dogs premium increased by only $8 when they are the same breed, go to the same vet and live in the same location? The only difference was age and claim history. When I asked whether doubling the renewal cost was a strategy by Knose to discourage older dogs having their annual policy renewed, they denied this. Knose don’t tell you when your dog is young that premiums jump significantly as they get older or your pet needs medical support. That is only revealed come policy renewal time. If it wasn’t for the fact that I had a younger and healthy same breed dog, o would have fallen for their deceitful reasons. The facts are absolutely clear that Knose Insurance want to reduce risk and old age and claims history is identifiable risk which data they use to adjust your premium to a level that discourages you from renewing your policy. There are similar stories to mine in other online reviews. Please do your research and make an informed decision because the pet insurance industry is not what it leads you to believe. They simply do not care about your ageing pet.

Knose Pet Insurance
Knose Pet Insurance    

Hi Paul, We hear you - a large premium… Read more (+2 replies)

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Joy Houghton
Joy HoughtonNSW3 posts
  Verified

An insurance company that was actually there when my pet needed them I have three cats insured with Knose, and after my experience with Cleo’s recent dental treatment I genuinely wanted to take the time to leave them a great review. Cleo needed significant dental care, and Knose’s coverage took an enormous amount of financial stress out of an… Read more

already worrying situation. As a pet owner, there is nothing worse than having to think about money while you’re trying to make the best medical decision for an animal you absolutely adore.

The real test of pet insurance isn’t when you’re paying the premiums - it’s when your pet actually needs treatment. Knose was there when Cleo needed them, and that means an enormous amount to me.

I’m incredibly grateful for the level of cover I chose and for the way her dental care was handled. The experience has also made me very happy that I chose Knose for all three of my Sphynx cats - Cleo, Luna and Zeus.

Thank you to everyone at Knose who helped with Cleo’s claim. You didn’t just help pay a veterinary bill; you gave a worried cat mum the freedom to concentrate on getting her baby the care she needed.

Five very enthusiastic stars from me - and three slightly wrinkly ones from Cleo, Luna & Zeus. ⭐️⭐️⭐️⭐️⭐️

THANK YOU, KNOSE! Love, Cleo One very grateful (and freshly dental-ed) little wrinkle

Find out how Knose compares to other Pet Insurance

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CeddysMum
CeddysMumVIC3 posts
 

My soulmate cat was very ill, needed late night emergency hospitalisation and I accumulated several invoices and medical reports over just 10 days of back and forth to the vet's due to relapses. As simple as Knose makes the claims process, I still managed to mess it up with my stress muddled brains :/. So I placed one phone call to Knose… Read more ·  1

customer support, she was very understanding and sorted everything out for me right there and then, even asked if I'm experiencing financial hardship due to the quite large bills and said they aim to assess claims within 5 business days. To my surprise, I already received the approved assessment outcome the next day (a Friday) and the money was deposited on my account the following Monday. We still need to have more check-ups to make sure my girl hasn't developed chronic issues but she is feeling so much better and I can't even say what a huge relief it was during all that stress not having to worry about the cost of her treatment because she's insured. She's on the highest level possible and the peace of mind is worth every cent. Thank you Knose, I have and will continue to highly recommend you.

Positive reviews

Tara R.
Tara R.WA
 

Knose Pet Insurance is always user friendly and if you’re having any difficulties with their portal, they go above and beyond to assist you. I did it this way and the lovely lady put it straight through and I had my payment the following day. Show reply

Lisa
LisaNSW
  Verified

Knose Pet Insurance have been covering our two Great Danes for the past 5 years. The assessors are quick and fair with the assessments and in providing the rebate directly to our nominated account. Through claims relating to snake bites, minor bumps and scrapes to major TPLO surgery, we have never been refused. Knose have been easy to deal with and empathetic every time. We highly recommend. Show reply

Pam S.
Pam S.
 

This is my second pet to be insured through Knose. My dog required surgery and Knose were very efficient. Their claims process is simple through the online process and I was also able to upload the vet records so was all completed in one application. They keep you updated on time frames for processing your claim and then the money is in your… Read more ·  1

account quickly once all is approved. Overall I am extremely happy with Knose for my pet insurance and would definitely recommend to pet owners.

Negative reviews

TeA
TeAVIC2 posts
 

This insurance company has a poorly written PDS which allows to much room for interpretation. Further they have now more than doubled the insurance premium twice now in 5 years. Avoid at all costs

Knose Pet Insurance
Knose Pet Insurance    

Hi, thank you for your feedback and we're… Read more

kerrie
kerrieQLD26 posts
 

Once again knose is getting a bad review, ive just spent 20 minutes on the phone waiting to speak to someone about a claim i put in a week ago. Every single claim ive made ive had to ring up about and thats at least 20 times. They take your money pretty quick but dont like paying out claims. If you dont want to wait over a week for a claim definitely do not go with this company.

Knose Pet Insurance
Knose Pet Insurance    

Hi Kerrie, we're really sorry to hear about… Read more (+1 reply)

PaulJames
PaulJamesNSW7 posts
  Verified

This coy. has the most clunky claims process imaginable. After 1 successful claim through their so-called Pet Portal said Portal now refuses to accept any claims docs. After my vet submitted invoice & paid receipt, I was told not to use the generic… Read more

claims address of "claims@knose...." When I did use their Portal nil action therein for 11 days till I rang to complain. Had sent all vet notes with the paid invoices but same got "lost" in their wonderful Portal as "file was too Big" ! Truly Amateur Hour ! I dumped the awful Pet Insurance Aust & the Filipino run Bow Wow Insurance for this lot but BIG problems here with alleged "new" and "old" Portals running simulataneously.

 Follow-up  · I am told new portal to be operational by November. Not sure why it takes so long in this age. They sent me a supposed link to the new but means I have to dump my standard password & creat yet another.Haven't bothered using it.

Knose Pet Insurance
Knose Pet Insurance    

Hi Paul, thank you for sharing this and we… Read more

Recent reviews

Bianca G.
Bianca G.NSW3 posts
 

I have never come across a pet insurance company as positive as Knose. Not only are they fast in assessing claims, I have never had a claim knocked back. Customer for life! Show reply

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