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Seniors Pet Insurance

Seniors Pet Insurance

 Verifiedseniors.com.au
Seniors Pet Insurance
4.7

429 reviews

Positive vs Negative
90%10%
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Claim Resolution Time
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Value for Money
4.3
5 Juliano  · It took just 10 minutes to set my policy and found the quote was very reasonable priced
4 customer_first_namec  · My experience with your team member Kieran was satisfying and comprehensive.
5 Gail L.  · Best dog insurance for 10+ years of age for my unknown Medium Breed.
5 Robert   · Very easy and good value I've been with seniors before and happy to be back.
5 Vanessa  · It was so easy to arrange insurance for my older cat and put my mind at ease.
5 Sandra  · Lee was excellent in going through all facets of the policy
ella
ellaNSW12 posts
  Basic Accident & Illness Cover

I effected the policy in May 2026 and was assured of the cover. I lodged a claim in August 2026. The invoice was for 2 issues, however, I only claimed for one as the other issue was a pre-existing condition which I noted on the claim. After repetitive contact with me for further information, some 2 weeks later I received a declinature for both… Read more

issues. Clearly my claim wasn't read properly as I was only claiming for one issue...a polyp in the ear. Their rejection for both issues was pre-existing condition. My pet had an ear infection about 7 months earlier and their opinion was that this polyp is related to the previous ear infection 7 months earlier. If I was properly advised that any previous incident would be used to assess claims then I wouldn't have wasted my time and money. Obviously I cancelled the policy. Be careful with this insurance company as you could be wasting your money!

Australian Seniors
Australian Seniors    

Hi Ella, Thank you for sharing your review… Read more (+5 replies)

Reviews with attachments

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John K.
John K.WA
  Verified Basic Accident & Illness Cover

Perfectly suited for my Senior Dog Max at 11 and there $2.90 cheaper than RSPCA for the exact same thing. After calling 15 different pet insurance companies only RSPCA and these guys could help me out. Show details ·  1

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Aprille Atkinson
Aprille Atkinson3 posts
  Essential Accident & Illness Cover

I was very pleased at how quickly my Claim was dealt with Show details ·  1

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Contact.firstname
Contact.firstnameWA
  Verified Top Accident & Illness Cover

Claims are always processed and paid promptly. Extremely satisfied with this service. Great value! I am assured that my pet Mocha is covered for all her needs with this policy and caring for her is more affordable for me. A big heartfelt thank you from Mocha and me! Show details ·  1

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Gary Godbehere
Gary Godbehere3 posts
  Basic Accident & Illness Cover

Pet insurance – Claims were honoured as per the conditions of the policy. Premiums increased markedly each year becoming quite expensive over the 8 years. Not sure if this increase is dependent upon claim history. Claims were resolved quickly with gap payments being introduced a couple of years ago. For us, it was good value due to the amount of claims, as well… Read more ·  1

the as peace of mind that large vet bills weren’t such a big hit to the bank account. We would certainly have any future pets insured and Seniors Pet Insurance would be our choice due to the customer service they have provided in the past.

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David
David3 posts
  Top Accident & Illness Cover

Best claims experience bar none – Excellent service, all claims accepted and paid straight away. Best insurance company by far. Show details ·  1

Latest follow-ups

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Cheryl
Cheryl6 posts
  Essential Accident & Illness Cover

Easy and hassel free – I have been with Seniors pet insurance for about 7 years. I have 2 policies and I think this has to be is the best value pet insurance around. Easy to set up and the claim process is also very easy and with a very quick resolution. A huge difference to the company I used previously. Highly recommended Show details ·  4

 Follow-up  · * The excess depends on which level of cover you choose, I have settled on 75% which is good value and suits me. * I have never had any exclusions levied on my claims. Any general exclusions are in the terms & conditions of the policy. *Again, what is included depends on the level of cover you choose and will be stated on your policy document. I… Read more

Jamie
Jamie
  Basic Accident & Illness Cover

New Customer: Great customer service on the telephone when looking for the right policy for my little Dog. Show details ·  2

 Follow-up  · My baby girl was choking and needed emergency care. my claim was approved in less than 30 min. So impressive!

Positive reviews

Binkie12
Binkie1213 posts
  Verified Top Accident & Illness Cover

Very impressed with the annual premium rate.....hundreds of dollars cheaper than my previous insurer. A long and extremely helpful phone call with Sandra from Sydney. She was very thorough, explained everything clearly, and was also charming and friendly. Can't fault the company or her! Show details ·  1

John L
John LSA6 posts
  Verified Top Accident & Illness Cover

Yet again Seniors Pet Insurance have provided brilliant service. My dog was referred by my vet to a specialist vet who were slow in forwarding my claim after the treatment. It was a large amount of money and when I explained the situation to Seniors Pet Insurance within 24 hours they processed my claim. The two ladies I dealt with over the phone were excellent! Show details ·  1

Jill H
Jill H5 posts
  Verified Basic Accident & Illness Cover

Found staff to be very helpful, quick to follow up return call request and I was happy with the product offered for the price Show reply

Negative reviews

Mike
Mike30 posts
  Seniors Pet Insurance

DO NOT GET Australian Seniors Insurance. Their Pet insurance is under written by Hollard's Insurance, probably the worst service insurance company in history. In fact ASIC has already received complaints about their dodgy scam tactics in trying to get out of any claim. Also Australian Seniors Insurance uses Allianz for their Travel Insurance. They… Read more

will treat you as a fraudster as a friend of mine recently went through their claim system and was rejected due to their team of investigating detectives contacting my friend and using a video interview against them. Steer well clear of Australian Seniors Insurance. YOU HAVE BEEN WARNED!

Australian Seniors
Australian Seniors    

Hi Mike, Thank you for taking the time to… Read more (+3 replies)

Find out how Seniors Pet Insurance compares to other Pet Insurance

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Anne
Anne2 posts
  Basic Accident & Illness Cover

I would give Seniors Pet Insurance a 0/5 if I could. While it’s easy enough to register and start paying premiums, the experience completely falls apart when you actually need to lodge a claim. The online portal is incredibly outdated, full of glitches, and does not function seamlessly at all. I had to call twice just to complete the sign-up… Read more

process, and then had to call again to lodge a claim because the online system simply didn’t work properly. Basic functions either failed, froze, or didn’t process correctly. This is extremely frustrating—especially when you’re already dealing with the stress of a pet needing care. The whole purpose of having insurance is ease and support in those moments, not added complications. Overall, a very poor digital experience that reflects badly on the company. I would not recommend based on this alone.

Australian Seniors
Australian Seniors    

Hi Anne, Thank you for sharing your review… Read more

trashman232
trashman232VIC18 posts
  Verified Top Accident & Illness Cover

Our pet’s policy premiums have QUADRUPLED over 8 years – Great value when 1st purchased 8years ago $600+pa. Easy to set-up then, and with the added on-line ‘pet portal’ option, easy to claim & view claims. But finding it harder each year now to see the worth/value in this policy, since it has QUADRUPLED in cost of the annual premium, now $2500pa.Based on this 30-40% annual hike, next year = $3300pa.… Read more

Wow! Stated in their policy - “We review our pricing to ensure we can continue to support the available treatment options”

IF YOUR PET HAS A SPECIFIC ‘CONDITION’ (arthritis,seizures) which was ‘pre-existing’ BEFORE the policy began, you will never be able to claim for it (as with any insurance company). Yes, we get approx 80% back on MOST claims (but there are strict limitations), and the ‘fine print’ in the lengthy, wordy, legal-jargon policy, means that if the Vet uses the wrong language when describing a medication etc in the vet report (ie Supplements) you will be quickly be denied any refund .

If you happen to complain about their policy premium ‘hike’, you will receive an email (i.e. typical boring, template reply), which always states that the pet’s breed, age, vet fees & medications are the reasons for this rapid annual price hike. Their email communication process has improved. especially in relation to claims. But If you actually try to phone them, you’ll go through the main switchboard, and then with much call transferring, you may get through to the correct Pet Insurance section. Very frustrating and time-consuming. They need to up their game in this area.

Based on research, we believe this practice of constant, regular, premium increases is standard throughout the industry. Is it really worth all the hassle? - Something to seriously consider before purchasing pet insurance.

Australian Seniors
Australian Seniors    

Hi there, Thanks again for reaching out and… Read more (+3 replies)

Recent reviews

ella
ellaNSW12 posts
  Basic Accident & Illness Cover

Sheila was amazing and very helpful. Once I explained the issue with my pet claim, she offered to ring a previous vet to obtain the required information saving me the time and hassle to contact them myself. This is way above expectation and should be acknowledged. Thank you very much. Show reply

Curtis N.
Curtis N.NSW
  Verified Basic Accident & Illness Cover

The best cover we could get for our 11 year old Golden Retriever, super easy to sign up and secure policy. Was completed in 10 mins and also received 10% discount. Wish we could add on more cover but out of all that was available, this provided maximum benefits. Show reply

Toni
ToniQLD21 posts
  Verified Basic Accident & Illness Cover

Already being a happy Australian Seniors client with my own Life Insurance, I decided due to escalating Veterinary costs to obtain Australian Seniors Basic Accident and Illness Cover for my two SENIOR (over 10 year old) much loved cats. The Policies were simple to complete online, is great value for money, with NO EXCESS, and GAP ONLY offering me… Read more ·  1

Peace of Mind knowing I have at least basic cover for my ageing fur babies. A lovely Australian Seniors representative also called me, to step me through the Policies as well.

Donald
Donald
  Verified Basic Accident & Illness Cover

Spoke to Bernie who was extremely polite and was very thorough. Show details ·  1

J Mac
J MacQLD
  Verified Basic Accident & Illness Cover

Kieran was so lovely to deal with. Knowledgeable, not at all pushy and established rapport instantly by enquiring about our puppy and sharing his own experiences with the same breed. He didn’t fluff about with unnecessary conversation (I’m neurodivergent so I’m not into “small chit chat” for the sake of it) but he delivered the facts in a very… Read more ·  1

clear, respectful, understandable and efficient manner which I very much appreciated that approach as a salesperson. All in all a great experience and wanted to make sure that Kieran got a shoutout for being such a great ambassador for your brand. Thank you ☺️.

Oscar B.
Oscar B.VIC7 posts
  Top Accident & Illness Cover

Had a policy with them for 11 years, and never had a problem, all claims were paid. Show details ·  1

Liam
Liam7 posts
  Fair Incentive Verified Basic Accident & Illness Cover

Need help with money's I got your message is not a red please find out Show details ·  5

Find out how Seniors Pet Insurance compares to other Pet Insurance

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Compare all
Cheryl
Cheryl6 posts
  Seniors Pet Insurance

Excellent service, quick resolution of claims. Highly recommended. Friendly helpful staff Show details ·  1

Nettie
Nettie2 posts
  Seniors Pet Insurance

Good value policy. Notified of receipt of claim and finalised within 10 days. I've been with seniors pet insurance about 9 years Show reply

Joy
JoyNSW
  Seniors Pet Insurance

Fantastic support from staff at Seniors Pet Insurance and prompt service provided to me Thankyou Show details ·  1

Christine
ChristineQLD3 posts
  Basic Accident & Illness Cover

My experience, so far, has been to get a quote for Pet Insurance and to accept the quote. It was a great relief to speak to an actual person on the phone. That, to me, is a huge bonus. I spoke to Brad, who went through setting up Pet Insurance, step by step, very thoroughly. So far, so good! Show reply

Jacqueline H.
Jacqueline H.SA2 posts
  Top Accident & Illness Cover

The policy is good value .whenever I have made a claim or question anything they are prompt to reply and have never had a problem when I put in my claims. I have been with them since my dog was puppy and he will be seven in may .I would recommend senior pet insurance to anyone Show reply

Patricia Waddell
Patricia WaddellQLD4 posts
  Basic Accident & Illness Cover

The person who assisted us was more than excellent, her knowledge base was amazing, and she cheerfully explained all our questions, she was so helpful, we were so mixed up but once speaking with her we could then make a decision, thank you so much, It was so easy to set this up. Patricia & Gabriel Show details ·  1

Denise Burrell
Denise BurrellVIC4 posts
  Top Accident & Illness Cover

I have had both my dogs insured for 7 years. I get a very quick response time and good communication at all times. However the increase in cost of the premiums is getting more difficult to manage as a retired person. Show details ·  1

Fred L.
Fred L.WA11 posts
  Top Accident & Illness Cover

Our poor boy needed some treatment seniors insurance was quick in paying out and paid what was expected. We have been with them since our boy was a pup so around 12 years as he has got older he needs more care so it is reassuring to know Seniors Pet Insurance is there for him Show details ·  1

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