Sunshine Loans
Verified149 reviews
Avoid at all cost. They have permanently blocked me applying. Dodgy company.
Reviews with attachments
Helped me out when I needed that suport,very easy and got me out of very tight spots Show reply
Sunshine loans are very good and they are very nice people – I have had 7 loans through Sunshine. And I have to say they are very good and nice people.I have never had any problems or issues with them, when everyone else turns you down Sunshine will always be there for you. Thanks to all the great people who work at Sunshine Loans Thank you ,Donald Mitchell in Abilene Texas. Show details
At first, good and seemingly willing to help you out...then boom they show their shark fins – I applied for a 1 thousand dollar loan of which I have been paying every fortnight on the dot without failure. My bank account has never since opening it at 17 years old been overdrawn before but because I Miscalculated my account balance on the day a repayment was due, only by about $50 mind you... Need to transactions of $110 each went through… Read more
but the second one was bounced back to my bank and suddenly my account balance was thrown into an overdrawn amount of $220-despite the first payment of $110 successfully going through it was considered the two payments as one whole payment and if one didn’t get thru the two of them will show as an overdraw. Its crap. Then, showing how considerate they are of my situation they send me a happy little email with a link attached offering me a chance to apply for a smaller loan to help me out and pay them their money, can you actually believe that!!! So in the end I have now got only $180 in my bank account to get me through the week bcos when my pay of $404 came thru today, a good chunk of it didn’t even see my account as it was taken out for the repayment that bounced a few days ago. Now I get that you need to get the money any way possible when a customer repayment bounces or whatever, but you are very aware that every person is just trying to live thru a colossal time right now, so what would have been a better thing to do would have been to maybe contact myself thru a human written email or a phone call or text message, that doesn’t give me a link to dig a bigger hole for myself or leave me high and dry once my account has some cash in it. Hello Evelyn, we have seen that you have paid one of your repayments but unfortunately the second has bounced back due to insufficient funds in your account. We have seen your impeccable bank history and so wish to extend the option of explaining to us why it didn’t go thru and discuss when the next available time you will be able to pay this off. And I would’ve immediately said I can ask to borrow the outstanding amount from my mum and the outstanding amount will be paid out within 24 hours. But you sent me a message saying that it didn’t go thru, we are charging you an extra $35 fee on top of what’s owed plus don’t forget my bank charging me an overdraw fee of $15...like crap, you are meant to be human being with compassion and understanding-you have a name as sharks, but you’re all really just a bunch of scavenging vultures. Sorry to be really honest but I’m angry bcos I never got to explain to you and you take the time to try resolve a hard situation from becoming dire. No offence but crap you.
Positive reviews
By far the easiest to work with......everything on line and prompt......friendly staff if you need to call.....quick and easy process and funds transferred straight away.....Will definately use you guys again Show details · 1
They have an easy online application and fast delivery of funds. The customer service was helpful and changed my contract at my request to align with my pay day. I have used them twice now and would thoroughly recommend. Show reply
Sunshine Loans are fantastic, easy to deal with, quick and easy application and instant funds transfer once application is complete and approved, highly recommend if you are after a short term loan A+ Show reply
Negative reviews
Terrible don't bother absolute rip off and that's if you get the loan
I missed one payment and now they are sending it in to put in collections. They are down right rude and wouldn't even discuss any options. I am on a fixed income. Do not use this company.
Not happy – Review for Sunshine Loan I had a frustrating experience with Sunshine Loan. They consistently declined my applications without any explanation, which felt very unprofessional. After being rejected, I received marketing emails encouraging me to apply again, which was misleading. Save your time and look elsewhere.
We’re sorry we couldn’t help you this time,… Read more
Recent reviews
A quick and easy process. Very reasonable repayments. Easy to understand the 'fine print'. Up front and honest.regarding policy. Felt very unjudgemental. No hidden fees, everything is very clear, no nasty surprises. Show details · 1
I recommand anyone who is going through hard times with financial , should try sunshine loans. The staff are very friendly and the loans get approve in minutes and as well as deposit of money. Show reply
Find out how Sunshine Loans compares to other Short Term Loans
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Fantastic company to get a loan through. Fast and easy online application process and funds are instantly in your account after approval and signing. 10/10 highly recommend Show details · 1
Gave me a chance we other providers wouldn't. Clear and honest about their loans and the polices. Definitely will recommend to family and friends. Definitely will use again in the future Show reply
Over the past year, I faced significant challenges and hardships while navigating life as a single person. During this difficult time, Sunshine Loan provided me with invaluable professional assistance and understanding of my situation. As someone who is responsible to both the people and businesses in my life, I want to express my gratitude for… Read more · 1
the support I received.
Staying connected with Sunshine Loan has been essential for me, and regardless of the circumstances—good or bad—I truly appreciate their help. I am honest in my reflections on my experiences, and I want to thank them once again for being there and guiding me forward.
In my opinion, Sunshine Loan is a company that truly deserves recognition for their amazing customer care. Well done!
Easy and smooth process. Highly recommend to those looking for stress free loan Show details · 1
Finance for hard times. Great for paying bills that seem to come out of nowhere. Show reply
Very good , reliable and comes very quick would recommend for sure! Show reply
Sunshine loans i recommend that you guys are very awesome. Thank you all staffs of Sunshine loans for helping me through out my struggles. Show reply
Very easy application and a quick response and very helpful Show details · 1
Great to deal with. Funds delivered immediatley upon acceptance. Easy payment options. Fast and easy process. Customer service is excellent. Highly recommended. Show details · 1
Find out how Sunshine Loans compares to other Short Term Loans
Know better, choose better.
Great Australian company, understanding to suit customer needs. Thank you Show details · 1
Very easy and help me solve urgent and unexpected expenses Show reply
Very professional and easy application process Highly recommended for fast payment Show details · 1
Fast friendly service recommend this company to anyone very easy transaction Show details · 1
Quick fast no hassel small loans sameday deposit very happy with service. Show details · 1
Easy to apply very helpful upfront feed well pleased highly recommend to any one Show details · 1
Steps 1,2,3 if your good Sunshine is Great, great customer service, no hidden fees, happy with rate Show details · 1
Very helpful, very fast service I recommend them great customer service Show reply
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can’t wait to see what the reply comment says-no doubt will be full of happy shiny empathetic… Read more (+3 replies)