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TUH Health Fund

TUH Health Fund

 VerifiedABN: 38085150376
TUH Health Fund
4.8

162 reviews

Positive vs Negative
95%5%
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Claim Resolution Time
  • <10 minutes
  •  · 
  • <1 hour
  •  · 
  • <1 day
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  • <1 week
Claim ApprovedYes · No
Value for Money
4.4
162 reviews
5 William Goddard  · My wife and I have been with tuh for well over 10 years and been given the very best service the entire time Very prompt and courteous at all times
5 Noeleen Mackedie  · Ann Lockwood was very kind and helpful and got back to me next day.
5 Lester F  · I've been a member for several decades and I've always received the same professional, supportive and courteous service. I'm never changing. LF
5 Shane Thompson  · Ann Lockwood was very helpful, ensuring that I received the extras I wanted,with the greatest value and service
5 Stan Carr  · Health Insurance for Seniors is often difficult to navigate. I always phone TUH directly as their staff are knowledgeable and have time to explain. Thank you.
5 zilla  · Excellent service from TUH by their phone consultant. She was a great communicator who knew the business extremely well.
Barbara MH
Barbara MHQLD2 posts
 

After my telephone call on 11th September, which was dealt with in a very respectful and informative manner, I made an online claim a few days later. The claim took no longer than 2 days and the items claimed matched what the Consultant mentioned. Very happy with TUH. Show details

Ask the reviewer
Ema
EmaQLD3 posts
 

Some people ask me why I am with Teachers' Health Fund, due in part to the fees that I pay in comparison to the fees that they pay for their private health cover. I run through the list of what I'm covered for, and they are amazed at the complexity of the extras I receive. Then I tell them that that isn't the whole reason I'm with them... The… Read more

highlight for me is their service standards. Not only are they always friendly, polite and thorough, they are so accommodating, that they go out of their way to inform me of exactly what extras I may not know that I can claim or what services I can choose to engage, regarding the type of procedure that I'm having or have had.

This voluntary sharing of the services or claiming that otherwise had been unknown to me has been a godsend during and after my two knee operations and for the upcoming eye surgery. Does your health fund deliver such a high quality of exclusion of claims and / or services that you could apply for, for the health issues you have had, have now or may have in the future? No, my silver level health cover with TUH will be the LAST bill that I will stop paying in this lifetime. I haven't been offered a reward or gift for writing this recommendation for TUH Health Fund. I was however, politely asked if I would consider writing a product review. These are my genuine reasons for being a loyal customer.

My advice to you is, be informed! Why don't you give them a ring and inquire about the benefits that you are missing out on and compare dollars for benefits gained?

Reviews with attachments

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David H.
David H.QLD3 posts
  Verified

Having deciding to change Health Funds we were followed up by TUH through Ann Lockwood to be able to do a comparison spreadsheet with each policy aligned to clearly show the differences between staying with TUH and changing to another Health Cover. After careful consideration of our needs and possible needs we could clearly see that staying with… Read more

TUH was a better choice even though slightly dearer in cost, due to the extras we would get and can claim through TUH if required, plus the size of the limits for the different services that were excluded by the other Health Fund. Ann Lockwood was very patient and well versed on our policy and the opposition's to easily answer any questions we asked via phone and email. Nothing was too much trouble for her. We are certainly very satisfied with our final decision to stay with TUH after 40+years. We can't thank and recommend Ann Lockwood enough for her breaking down of the two policies into layman terms. Seeing both policies side by side made the decision easy, thanks to Ann.

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Megsy
MegsyQLD
 

Great service and value – A very human approach for great service and great value for money. Proud to be a member of a not for profit health fund like TUH. Show details ·  1

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Jan R
Jan RQLD8 posts
 

Long time satisfied members with a question – We have been members since the early 80’s and have experienced excellent service and rebates since that time. As we have aged we have been able to avail ourselves of many extra benefits including during hospital admissions However, we have been disappointed over the past few years as we have endeavoured to maintain good ageing health by… Read more

participating in strength and balance building classes with an exercise physiologist through our local physiotherapist practice. Unfortunately there is a limit to the rebate we can claim using a physiologist compared with a physiotherapist which attracts a reasonable rebate. A physiologist is available to help us NOT to need a physiotherapist. Physiotherapists most often deal with acute conditions /injuries whereas physiologists can support and assist you to try to avoid such injuries, particularly as we age - I’m 80. It would be wonderful if there was no distinction between work done by professionally qualified physiotherapists and physiologist. I have already broached this subject and it was suggested we are wanting to cherry-pick. Not so! We are simply asking for consideration that rebates for these two professional services come under one umbrella. Whilst we accept the rebate limits, we believe these two professions are of equal value and should be treat as such.

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Marianne
Marianne2 posts
  Fair Incentive

Health Hub Staff & Services – The staff at the Health hub are amazing, very helpful, courteous and knowledgeable. Going that little extra for each customer be it glasses, dentistry or physio. Show details ·  2

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Margaret B.
Margaret B.QLD8 posts
  Verified

Glad I moved funds all those years ago – TUH has provided me with excellent health cover in all regards - from major hospitalisation to various Allied Health services. Supportive, less expensive than other funds, great refunds, nice staff who make you feel welcome. I was convinced to change into this fund around 2015 and I am very grateful to the company representative who talked me into it! Even receive rebates on unexpected items like MRIs not covered by Medicare! Love it! Show details ·  1

Latest follow-ups

Gill
GillQLD4 posts
 

Very Happy – I am very happy that I left NIB and joined Teachers Health their service has been very good. Thanks TUH Show details ·  1

 Follow-up  · I am still with Teachers Health and have no problems with their service.

Jayfish
JayfishNSW4 posts
 

TUH Care Coordinator service was exceptional – I cannot speak highly enough of the service I’ve had from TUH over the years. This review specifically is in regards to the exceptional care and service provided by TUH Care Coordinator, Josephine. Her advice was invaluable and assistance provided… Read more ·  2

by TUH in terms of fully funded physiotherapy after surgery was a huge help. Josephine went above and beyond any expectation of a health fund service. She explained what the fund can do to assist going forward which I really appreciate. I want to thank Josephine for listening, explaining and giving guidance. As an older person I felt valued and that is priceless.

 Follow-up  · The after care during the previous procedure was exceptional and advice given set me up for a good result in particular in regard to anaesthetic for a more recent operation. Dr Chris McMahon of Southport took notice of notes and listened to my concerns. He was able to perform a spinal block quickly and all care and protocols were in place to… Read more

rosemary duncan
rosemary duncan3 posts
  Verified

I don't know what an experience as a new member of TUH would be so I'm speaking as a long term member who has fulfilled the necessary wait times in order to receive maximum coverage. I am very happy with the level of cover I receive with the plan I… Read more

have chosen. The monthly premium is a significant outlay for me and, like everything, continues to increase. I have been fortunate not to require hospitalisation or any other significant medical attention thus far so can only assume that my expenses will be adequately handled by TUH if and when my situation changes. TUH has been a quiet source of comfort in the background for many years, handling all my claims with care and professionalism. There is not one occasion when I have been disappointed. It operates as a first class entity out there in a competitive world. I fervently hope that I will never be in a situation where my monthly premium becomes less than the priority it is for me at this stage of my life.

 Follow-up  · To date I have used Physiotherapy, Massage, Dental, Optical, and Podiatry extras. Claiming is super comfortable and easy. All done online and claims processed almost immediately. One change has been uploading receipts which was not the case before. Probably to ensure the system remains free from the attempts of dishonest people to spoil it for… Read more

Positive reviews

Rob
RobQLD
 

The service at TUH was exceptional when I called in regarding my membership. Anna was professional, courteous and provided all the information in plain English. I would recommend TUH to anyone seeking great value and even better customer service! Show details

LisaP
LisaPQLD
 

I was very happy with the helpful service provided by Ann Lockwood to help us compare our policy with another, line by line so we could confirm which would suit our family needs the best. The communication was friendly, informative and timely with no pressure to assist us in making our decision. Show details

Find out how TUH Health Fund compares to other Health Insurance

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Aidan C
Aidan C4 posts
 

I spoke with Madeleine from TUH to get some advice regarding my wife’s surgery. Having previously found the medical system and private system difficult to navigate, and a number of contacts unhelpful, it was so reassuring to speak with Madeleine. Not only was she incredibly helpful but she acted with kindness. Often the medical industry can be very dehumanising, but this was not the case. A big thank you to Madeleine from TUH. Show details

Negative reviews

Terrible Company
Terrible Company2 posts
 

Avoid Teachers Health Union at all costs. Customer service is appalling , provide totally misleading information, the communication process is an absolute joke, chasing answers/explanations that should be straight forward. The staff’s dismissive attitude make it clear they don’t value members. My experience with Teachers Health Union has been nothing short of appalling. I wouldn’t recommend them to anyone. Show details

TUH Health Fund
TUH Health Fund    

Hi there, We’re truly sorry to hear about your… Read more (+1 reply)

Trodd Treamish
Trodd Treamish
 

Absolutely wonderful experience, terrible customer service, terrible value for money and absolutely 0 honesty. 10/10 would recommend. Show details

James O.
James O.QLD2 posts
 

I changed over to tuh in 2024, and I’m very dissatisfied with how high they have increased my premium by. It’s all about profit, not putting their members first very disappointing. Show details

TUH Health Fund
TUH Health Fund    

Hi James, we're sorry to hear you're feeling this… Read more

Recent reviews

Colin W
Colin W3 posts
 

I have been wit TUH for many many years. They have provided amazing service and support over that time. I appreciate they now have preferred providers all over the state. Show details

Happy Camper
Happy Camper3 posts
  Verified

Ann Lockwood contacted me to review my private health cover. In my opinion she went above and beyond to ensure that I had accurate facts available. She did not attempt a hard sell and was comfortable with accepting whatever decision I made regarding my cover. Show details

Matt A
Matt A
 

Ann Lockwood was incredibly helpful, kind and understanding of my needs and desired outcome from a health fund. She took her time to listen and considered all the facts before explaining my options to me in great detail. I will be keeping her contact on file to assist me further when the time comes. She went above and beyond from what I believe… Read more

her duties truly are. I feel seen and validated. Ann was the sole reason why i remained a customer of TUH.

Ann M.
Ann M.QLD3 posts
 

I had made enquiries at Canstar about changing our health fund after over 50 years with TUH & wanting to exclude unnecessary extras such as pregnancy, IVF treatments ,etc & perhaps getting a more extensive cover for Pilates which I do as a preventative measure & don’t feel TUH caters for. They did recommend HCF & sounded good with a saving of… Read more

roughly $ 50 per fortnight & wanted a commitment immediately. We did decide to change but wasn’t told what the plan included. ( We were told the hospital level was Silver but not the Extras level). Ann Lockwood contacted us about the change & was very patient & clear about how the change would impact us & any future cover. She did a comparison which helped clarify exactly we would would miss out on with lowering our Extras cover & also explained that ‘ no excess’ isn’t over Ed any where except on the plan we were on! Overall she was very informative & patient while we decided what to do.

Lis B.
Lis B.QLD
 

I was lucky enough to have Ann L contact me after looking at changing our cover to another provider. I could not have asked for a better person to help me understand all the ins and outs of what we had available as more suitable options. Ann was one of the main factors that we are still with TUH and if you have the opportunity to discuss your… Read more

cover options with her please make sure you make the time, it will be well worth it. Ann restored my faith in customer service and I will always be grateful that I took the time to listen and understand our options. Thank you again Ann.

Find out how TUH Health Fund compares to other Health Insurance

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Lenny
Lenny4 posts
  Verified

I have been with TUH for over 15 years, have always found the claiming process easy and now with the app it is even easier. I have always had amazing customer service where they take the time to understand what my query is and how to assist. I recently had to alter my coverage and they took me through the different options and made sure I… Read more

understood what was covered, what wasn’t, and how to make the most of my insurance package. When I lived in Brisbane I was able to easily access their members hub and use the dentists and optometrists on site. A really great service and I’m really happy with their offerings.

C Gesch
C GeschQLD
 

In my correspondence and conversations with Ann Lockwood , I found her patience and understanding of my situation gratefully received as I have been a member of TUH since the very beginning more than 50 years ago and did not really want to change. Show details

David
DavidQLD
 

Ann provided exceptional service when I considered changing my health fund to cut costs. She patiently compared my current cover to a new option and ensured I fully understood the decision. Her professionalism makes her a great asset to your team. Show details

pam v.
pam v.
 

I was unaware of this program and very pleasantly surprised and pleased. I have spoken to other TUH members about the home physio visits and follow-ups, and none of them were aware of the service. The home visit physio was excellent, and I had very good results, Show details

Jenny
JennyQLD3 posts
 

In an effort to reduce my premium I responded to a FB ad and changed over to HCF. Then Ann Lockwood from TUH reached out suggesting another way forward. For the first time I had 3 columns showing stark comparisons. The choice was clear. I have switched back to TUH but have "downgraded" to a policy better, cheaper and more suitable than either… Read more

my original or HCF. And she took care of all the notifications and paperwork. She really knows her stuff and is a fantastic communicator.

Ashley Teske
Ashley TeskeQLD
 

We had decided to look around for a better deal regarding health cover. A stock broker had advised us NIB would be a cheaper option for similar benefits. We decided to go with this suggestion. Ann Lockwood contacted us and asked if she could explain the differences and benefits between the 2 funds. Ann was extremely helpful and clarified a few… Read more

things which we had not thought of. Even though we will still be paying $316 a f/n which we believe is a high amount, by keeping our son on our policy and having him contribute his share to the payment we are better off staying with TUH.

Mel.B
Mel.BQLD4 posts
 

I had time to check my health policy cover today. I am so very glad I did. I spoke with Ann; she gave me bucketloads of her knowledge, experience, and attention to help me select the best health policy cover to meet my needs. I now feel inspired and confident about managing the money I spend on my health in the future. Thank you, Ann; I am truly grateful. Show details

David H.
David H.QLD3 posts
 

I transferred from an industry based health fund to TUH almost 4 years ago, mainly on the recommendation of colleagues at the time. TUH have lived up to the reputation espoused at the time. Staff have been extremely helpful, knowleagable and prompt in their service. TUH offers a range of options suited to personal needs. Their rates are very… Read more

competitive. I do recommend their fund. One thing people who transfer need to keep in mind is that while waiting periods do not apply provided you have served the prerequisite terms with your old fund, however the "loyalty" benefit tiers need to be served before you can receive the extra limits that apply.

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